Allsouth Credit Union Columbia SC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Allsouth, your trusted financial partner located at 10230 Two Notch Rd, Columbia, SC 29229. Established in 1960, we have proudly served our community for over six decades, earning the trust of more than 118,588 members who rely on us for their banking needs. With assets totaling an impressive $1,343,624,226, we are committed to providing robust financial services tailored to meet the diverse needs of our members. At Allsouth, we understand that each member's financial journey is unique. That's why we offer a wide range of services, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our business banking solutions also help local enterprises thrive with merchant services and business loans. While members can visit us at our Columbia branch for all their banking needs, please note that official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Led by our dedicated CEO William Koehler and Board President Walter Todd, our team of 321 employees is here to ensure you receive personalized service every step of the way. We pride ourselves on not just being a bank but a part of the community where people come together to achieve their financial goals. With a strong net worth of $252,497,899 and total deposits amounting to $317,497,588, Allsouth continues to be a pillar of stability and support for our members. Whether you're looking for financing options or need assistance managing your money effectively, we are here for you. Ready to start your financial journey with us? Call us at 803-736-3110 or visit our website at Allsouth today! We look forward to welcoming you into the Allsouth family!

Branch History & Mission

Community Commitment

Our commitment extends beyond traditional banking services. Allsouth actively engages in community outreach programs that support local initiatives and foster growth within Columbia. We collaborate with various organizations to create opportunities for those who need it most. By being involved in the community, we not only enhance our own growth but also contribute positively to the lives of others. While members can visit us at 10230 Two Notch Rd Columbia Sc 29229, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. If you're looking for a financial partner that truly cares about your future, we invite you to join Allsouth today! Experience firsthand how we can help you achieve your financial goals while making a difference in your community. For more information about joining us or exploring our services further, please call us at (803) 736-3110 or visit our website at Allsouth.org. Together, let's build a brighter financial future!

Our Journey

Throughout the years, Allsouth has continuously evolved to meet the changing needs of our members. We have expanded our services significantly while maintaining our core mission: to provide affordable financial solutions that enhance the lives of those we serve. With total assets reaching an impressive $1,343,624,226, we are equipped to offer competitive rates on everything from checking accounts to auto loans. Our headquarters in Columbia serves as the backbone of our operations, ensuring that each branch remains connected to our central mission of community service. We believe in building lasting relationships with our members by providing personalized service tailored to their unique financial situations.

Our Mission

Allsouth's mission is simple yet powerful: to improve the financial well-being of our members and community. We strive to empower individuals through education and access to essential financial tools. Whether it's assisting with home financing or offering business banking services, we are dedicated to making a positive impact. We also recognize the importance of being there when you need us most. That's why we have convenient operating hours Monday through Thursday from 9:00 AM to 5:00 PM, and Friday until 6:00 PM along with drive-thru banking options for quick access to your funds. Plus, with ATM availability right at your fingertips, managing your finances has never been easier.

Branch Location & Accessibility

Connect With Us Today!

We invite you to stop by our Allsouth branch or give us a call at 803-736-3110. Our friendly team is eager to assist you with all your banking needs! Come experience the Allsouth difference today!

Easy Access and Parking

At our Allsouth branch, we prioritize your convenience. There's ample parking available right outside, making it easy for you to hop in and out. We also take pride in our commitment to accessibility. The branch is ADA compliant with features like ramps and accessible entrances, ensuring that everyone can enjoy our services comfortably.

Friendly Banking Hours

Our lobby hours are designed with your busy schedule in mind. Join us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we're here for you until 6:00 PM. If you prefer the drive-thru option, we open early at 8:30 AM during the week. This flexibility allows you to manage your banking activities at a time that suits you best.

Services Tailored for You

At Allsouth, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got everything covered. Need quick cash? Our ATM is available for easy withdrawals and balance checks whenever you need it. Plus, our drive-thru service makes handling simple transactions even more convenient. While members can visit us at 10230 Two Notch Rd Columbia Sc 29229, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Member Eligibility

Joining the Allsouth community means becoming part of a supportive family that values your financial well-being. At Allsouth, we believe in making banking accessible for everyone, and our membership is open to individuals who live, work, worship, or attend school in certain areas of South Carolina. If you meet these simple criteria, you're on your way to enjoying a range of benefits designed just for you. Our members have access to personalized financial services, competitive rates on loans and savings accounts, and a commitment to community involvement that sets us apart from traditional banks. If you're ready to take the next step, opening an account with us is straightforward! You can start by visiting our website at https://www.allsouth.org/open-new-account/ for all the details. For any questions or to learn more about eligibility requirements, feel free to give us a call at (803) 736-3110. You can also check out the specifics at https://www.allsouth.org/member-service/who-can-join/ to ensure you're ready to join our vibrant community at Allsouth, located conveniently at 10230 Two Notch Rd Columbia Sc 29229. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having a reliable way to process payments from customers without the hassle. With our services, you can accept payments seamlessly, manage transactions easily, and focus on what you do best running your business. Visit us at 10230 Two Notch Rd Columbia Sc 29229 in Columbia, SC or call us at (803) 736-3110 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATM & Cash Withdrawal Services ensure you have easy access to your money without hassle. Plus, enjoy the benefits of basic drive-thru banking for deposits and simple transactions at our branch located at 10230 Two Notch Rd Columbia Sc 29229 in Columbia, SC. In summary, at Allsouth, we strive to meet all of your financial needs under one roof. From personal banking to business solutions and everything in between, we are here for you. If you're ready to take the next step towards better banking experiences, give us a call at (803) 736-3110 or visit us at Northeast today!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a reliable vehicle, our Auto Loans & Vehicle Financing solutions are here for you. We understand that purchasing a vehicle is a significant investment, which is why we offer competitive rates and flexible terms tailored to fit your budget.

Business Banking

For entrepreneurs, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We support local businesses by providing the right tools they need to grow and thrive in today's economy.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for exciting rewards. It's not just about spending; it's about making every dollar work harder for you.

Digital Banking Features

With the rise of digital banking, we prioritize convenience through our Online & Mobile Banking platforms. Access your accounts anytime, anywhere whether it's transferring funds, paying bills, or checking balances right from your smartphone.

Mortgage Loans & Refinancing

Thinking about buying a home? Or perhaps you want to refinance your current mortgage? Our Mortgage Loans & Refinancing services simplify the home-buying process. Let us help you navigate through various options so you can find the best loan that meets your needs.

Personal Banking

For those looking to manage their everyday finances, our Personal Banking options include both checking and savings accounts designed to help you save while having easy access to your funds. Imagine effortlessly depositing checks from your phone with our online banking features or withdrawing cash at one of our conveniently located ATMs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation can make a difference. Whether it's an emergency repair or consolidating multiple debts into one manageable payment, we provide straightforward solutions that ease financial stress.

Digital & Online Banking

Access Your Statements Anytime

Say goodbye to paper clutter! We offer e-statements so you can access your financial statements anytime and anywhere. They're not only convenient but also environmentally friendly. You'll receive notifications when new statements are ready, allowing you to keep track of your finances without any hassle.

Go Mobile with Us

For those who prefer banking at their fingertips, our mobile application is available for download. This app allows you to manage your accounts from your smartphone or tablet. Want to make payments? Use our mobile payments feature for quick and easy transactions. Need to send money to a friend? Our person-to-person transfer service has got you covered!

Security You Can Trust

Your security is our top priority. With features like secure logins and monitoring tools, you can rest assured that your personal information is safe with us. We strive to make every interaction smooth and secure so that you can focus on what matters most your financial goals. At Allsouth, we believe in making banking as straightforward as possible. Enjoy the flexibility of managing your money in real-time with our digital services tailored just for you!

Financial Strength

Growing Member Base

We have a strong presence with a total of 233,042 share accounts, showcasing a growing member base that trusts us with their finances. Our net shares available for lending stand at $2,588,077, further enhancing our ability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 10230 Two Notch Rd Columbia SC 29229 or call 803-736-3110 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $19,575 in used auto loans and $682,039,233 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Securely Managed

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,275,514 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable pre-owned vehicle, we have options to fit your budget.

Credit Lines and Personal Loans

For those looking for flexible borrowing solutions, our total credit lines amount to $620,960,119. This gives members access to funds when they need them most whether for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000. This means you can take steps toward owning your dream home without the hassle often associated with securing a mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, though currently, this category shows $0 in loans helping members manage their finances effectively. We encourage you to explore other available options. Our commitment to providing excellent service extends beyond just lending; we also prioritize making refinancing easy and accessible for our members. If you're considering refinancing your current loans or are curious about eligibility options for any of our products, please don't hesitate to reach out. You can visit us at 10230 Two Notch Rd Columbia SC 29229, or give us a call at 803-736-3110. We're here to assist you during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

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Allsouth