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Personal Loans
Vehicle Loans
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Introduction
Welcome to Navy Federal Credit Union, where we're dedicated to serving our members with integrity and commitment. Located at 149 Forum Dr, Columbia, SC 29229, our branch has been a trusted financial partner since 1947. With a total membership of over 14 million individuals, we pride ourselves on being part of your community and ensuring your financial needs are met with care. At Navy Federal, we understand that life is full of important moments. Whether you're looking to buy your first car or save for a dream home, our extensive services ranging from personal banking and auto loans to mortgage financing and credit cards are designed to empower you on your financial journey. Our assets total an impressive $180.8 billion, showcasing our strength and stability as we support our members' aspirations. While members can visit us at the branch for in-person assistance, official correspondence should be sent to the same address: 149 Forum Dr, Columbia, SC 29229. We encourage you to reach out via phone at 888-842-6328 if you have questions or need help. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team is committed to providing exceptional service with a personal touch. Our knowledgeable staff of over 24,500 employees is ready to assist you in finding the right solutions tailored to your financial goals. With total deposits amounting to $2.32 billion and a net worth of $21.49 billion, Navy Federal Credit Union stands strong as a member-focused institution that prioritizes your success. We invite you to explore all that we offer at navyfcu.org or visit us in person we look forward to being a part of your financial journey!
Branch History & Mission
Commitment to Innovation
In today's digital world, we embrace technological advancements while ensuring that our services remain user-friendly and accessible. Members can take advantage of online banking, mobile payments, and electronic signatures making managing finances easier than ever. Our commitment to ADA compliance ensures that all members can access our services without barriers.
Join Us
As we continue to grow and evolve with our community's needs, we invite you to join Navy Federal Credit Union. Experience firsthand how we prioritize your financial well-being while fostering a supportive environment for all members. Whether you're looking for a checking account or seeking financing options for your next vehicle or home purchase, we're here to help. Feel free to reach out at 888-842-6328 or visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to learn more about what we offer. Together, let's build a brighter financial future!
Our Mission
At Navy Federal Credit Union, our mission is clear: we strive to empower our members through accessible financial services and unwavering support for their goals. We believe that everyone deserves a chance at financial success and security. This belief drives us to provide quality service that fosters trust and builds long-lasting relationships with our members. We also recognize the importance of community involvement. Our initiatives extend beyond banking; we actively engage in outreach programs that support local organizations and charitable efforts. By partnering with various community groups, we aim to make a meaningful impact in the lives of those around us.
Our Story
Since opening our doors, Navy Federal Credit Union has focused on delivering personalized banking solutions tailored to the needs of our community. Over the years, we have expanded our services from basic banking to include auto loans, mortgages, personal loans, and credit card options with rewards. This growth reflects our dedication to adapting to the evolving financial landscape while prioritizing member satisfaction. Our branch is conveniently located near notable landmarks in Columbia, making it easily accessible for all members. While you can visit us at our physical address for assistance, any official correspondence should be sent to the same address as there is no separate mailing location.
Branch Location & Accessibility
Convenient Access
At our Columbia branch, we prioritize accessibility for all members. Our location features ADA-compliant facilities, ensuring that everyone can comfortably visit us. Plus, we have ample parking available right outside the entrance, so you won't have to worry about finding a spot. If you ever need to send official correspondence, please note that while our branch address is 149 Forum Dr, you can also reach us via our mailing address at the same location.
Get in Touch
Ready to experience exceptional service? Feel free to call us at 888-842-6328 if you have any questions or need assistance. We invite you to visit our branch at 149 Forum Dr today and see how we can help you achieve your financial goals!
Operating Hours
We're here to serve you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you prefer the drive-thru, we offer the same operating hours for quick and easy transactions without leaving your vehicle.
Services Offered
At Navy Federal Credit Union, we provide a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our credit card options that come with rewards! For added convenience, we have an ATM available on-site for cash withdrawals and balance checks.
Member Eligibility
Becoming a member of Navy Federal Credit Union is like joining a close-knit family where your financial needs are truly understood and valued. To qualify for membership, you simply need to meet one of our eligibility criteria, which includes being an active duty or retired member of the military, a family member of someone who is eligible, or a Department of Defense civilian employee. This means that whether you're serving in the armed forces or have a loved one who has, you can enjoy all the benefits we offer. You can find more details about eligibility on our website at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. Visit us at https://mymembership.navyfederal.org/#/milestones to get started, or feel free to reach out by calling (888) 842-6328 if you have any questions. We're here to support you every step of the way at our branch located at 149 Forum Dr Columbia Sc 29229, where you'll find a community dedicated to helping you achieve your financial goals.
Business Banking & Commercial Services
Business Loans Tailored for You
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Simplifying Payments with Merchant Services
Imagine serving your customers without worrying about payment hassles. Our merchant services help you accept payments seamlessly, whether in-store or online. This means faster transactions and happier customers, allowing you to focus on what really matters growing your business. Located at 149 Forum Dr Columbia Sc 29229 in Columbia, SC, we're here to partner with you on your journey. For more information, give us a call at (888) 842-6328 or visit us online at http://www.navyfcu.org.
Comprehensive List Of Services
Business Banking Services
For business owners, we offer tailored solutions such as merchant services and business loans designed to support your entrepreneurial journey. We understand that running a business comes with its own set of challenges, and we're here to help make banking one less worry.
Convenient Access
Our commitment to convenience doesn't stop at our physical location. With ATM services available for cash withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, we make it easy for you to access your money whenever you need it. You can also take advantage of our mobile payments feature for quick transactions on the go. In today's fast-paced world, managing your finances shouldn't be complicated. That's why at Navy Federal Credit Union, we prioritize easy access through our online and mobile banking platforms, ensuring that all services are just a click away. If you're ready to take the next step towards better financial management or if you have any questions about our offerings, don't hesitate to reach out! Call us at 888-842-6328 or visit us at our branch in Columbia. We're excited to assist you on your financial journey!
Credit Cards with Perks
Our credit cards come with rewards that let you earn points on purchases you already make. It's an easy way to get something back while using your card for everyday expenses.
Loans That Fit Your Lifestyle
Need a new car? Our auto loans and vehicle financing options make it simple for you to hit the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through every step of the process. For those unexpected expenses or dreams you've always wanted to chase, personal loans and debt consolidation options are available to give you financial flexibility.
Personal Banking Solutions
Starting with personal banking, we offer both checking and savings accounts that help you keep track of your money effortlessly. Imagine having easy access to your funds whenever you need them. Our accounts come with features like online and mobile banking, allowing you to check balances and transfer funds right from your smartphone.
Digital & Online Banking
Accessibility & User Experience
Our commitment to accessibility means that all members can take advantage of these digital tools without hassle. Whether you're tech-savvy or new to online banking, you'll find our services intuitive and straightforward. At Navy Federal Credit Union, we strive to empower you with the resources needed for effective financial management at your fingertips. Embrace the convenience of modern banking today! Visit us at https://www.navyfederal.org/ to learn more about how our digital services can enhance your banking experience.
Mobile Application & Payments
For those who prefer mobile banking, our dedicated mobile application makes it simple to handle your finances right from your smartphone. With features like mobile payments, sending money to friends and family through person-to-person transfers, and even accessing e-statements, everything you need is just a tap away. Plus, with electronic signature authorization available, signing important documents has never been easier.
Online Banking Services
With 24/7 online banking available at https://www.navyfederal.org/, you can check your balances, transfer funds, and pay bills whenever it suits you. Our online banking system is not only accessible but also fortified with top-notch security measures to keep your information safe. You can feel confident knowing that your financial data is protected while you enjoy the ease of managing your accounts from any device.
Financial Strength
Commitment to Excellence
Our operational efficiency is highlighted by our net income of $0, reflecting our dedication to managing resources effectively so that we can continue offering competitive loan rates and solid financial products for our members. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Growing Together
We currently manage 30,809,321 total share accounts, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,127,735,547, we are well-positioned to meet your needs today and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 149 Forum Dr Columbia SC 29229 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.
Investing in Your Future
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we provide $1,023,510 in used auto loans and have a total of $131,920,000,000 in loans and leases, supporting our members' financial goals across various sectors.
Members First
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road, you can trust us to provide competitive financing options for your next vehicle.
Business Financing
For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in their communities.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent way to maintain cash flow while taking advantage of purchasing power without collateral.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find a mortgage solution that fits your budget and lifestyle.
Refinancing Options
If you're looking to lower your monthly payments or access cash from your home's equity, ask about our refinancing options. Our team can help you explore eligibility and find the best solution tailored for you. At Navy Federal Credit Union, we pride ourselves on providing personalized service and expert guidance throughout your borrowing experience. For more information about our loan offerings or to discuss how we can assist you further, don't hesitate to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
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