Grow Financial Columbia SC Credit Union | Affordable Auto Loans & Online Banking

Introduction

At Grow Financial, located at 163 Forum Dr Ste 1, Columbia, SC 29229, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to enhancing the lives of our members. Established in 1955, we've grown significantly over the years and now serve a vibrant membership of 276,238 individuals. With total assets exceeding $3.7 billion and total deposits amounting to $283,267,268, we are here to help you achieve your financial goals. Our commitment to member satisfaction is reflected in our diverse offerings, including personal banking services, auto loans, mortgage financing, and business banking solutions. We understand that financial decisions can be overwhelming, which is why our friendly team of 596 employees is ready to assist you every step of the way. Under the leadership of CEO Thomas Feindt and Board President Richard Reeder, we focus on fostering relationships built on trust and transparency. While you can visit us at our branch for all your banking needs, if you prefer to send official correspondence, please use our mailing address: 163 Forum Dr Ste 1, Columbia, SC 29229-5700. With resources such as an ATM available for your convenience and a robust online platform for mobile payments and banking, we make it easy to manage your finances anytime and anywhere. Our net worth stands strong at $404,648,174, showcasing our stability and reliability in serving you. We invite you to reach out with any questions or visit us during our operating hours: Monday - Thursday from 9 am - 5 pm, Friday from 9 am - 6 pm, and Saturday from 9 am - 12 pm. Give us a call at (813) 837-2451 today! Your journey toward financial success begins here at Grow Financial!

Branch History & Mission

Community Engagement

We believe that being part of the community means giving back. Over the years, we have actively engaged in various outreach initiatives aimed at supporting local schools and charitable organizations. Our team is passionate about making a positive difference in Columbia and surrounding areas. With an ATM available on-site for your convenience and no drive-thru service, we remain focused on ensuring that your banking experience is as smooth as possible. We are committed to ADA compliance so that everyone can access our services without barriers. As we look towards the future, we invite you to join us on this incredible journey. Become a member of Grow Financial today and discover how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members' success. Together, let's grow!

Our Mission

At Grow Financial, our mission is clear: we are dedicated to empowering individuals and families by offering personalized financial solutions that foster growth and stability. Our focus extends beyond traditional banking; we strive to make a real impact in the communities we serve. This includes educational outreach programs and partnerships that promote financial literacy and well-being. While members can visit us at 163 Forum Dr Ste 1 for their banking needs, official correspondence should be sent to our mailing address at 163 Forum Dr Ste 1, Columbia, SC 29229-5700. We invite you to experience our friendly service firsthand during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible to everyone. Our location features ADA-compliant entrances and ramps to ensure that all members can easily access our facilities. Parking is plentiful and conveniently located right outside the entrance, so you won't have any trouble finding a spot when you visit.

Operating Hours

Our dedicated team is here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We understand that life can get busy, so we've tailored our hours to fit your schedule.

Services Offered

At Grow Financial Sandhill, we offer a variety of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone. Plus, with ATM availability on-site, accessing your cash is quick and easy! While we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. If you're looking for shared services, please note that we currently do not offer them at this site. We invite you to stop by or give us a call at (813) 837-2451 if you have any questions or need assistance. We look forward to serving you at Grow Financial!

Member Eligibility

At Grow Financial, we believe that becoming a member means joining a welcoming community where your financial needs come first. If you're looking to experience personalized service and a range of financial products designed just for you, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in our community. This means that whether you're a local resident or just spending time here, you can take advantage of all the benefits we offer. Plus, we pride ourselves on providing exceptional support and financial education to help you achieve your goals. Ready to get started? Opening an account at Grow Financial is easy! You can find all the details you need about eligibility and how to become a member by visiting our website at https://www.growfinancial.org/membership/membership-perks-eligibility/. If you have any questions or need assistance, don't hesitate to give us a call at (813) 837-2451. We're excited to welcome you into our family at Grow Financial, located at 163 Forum Dr Ste 1 Columbia Sc 29229!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify your daily operations. Imagine having a reliable payment processing solution that allows you to focus on what really matters growing your business. Our services streamline transactions, enabling you to accept payments quickly and securely, whether you're in-store or online. Located at 163 Forum Dr Ste 1 Columbia Sc 29229, Columbia, SC, we invite you to visit us or contact us at (813) 837-2451. Let's work together to build a prosperous future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,713,813, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a car? At Grow Financial, we provide competitive rates on auto loans and vehicle financing. We work closely with you to find the best terms that suit your budget, making it easier for you to drive off in the vehicle of your choice. Plus, our simple application process means less hassle and more time enjoying your new ride.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts 24/7 from any device. Need cash? Our ATMs are readily available for quick withdrawals and balance checks without any fuss. At Grow Financial, we are committed to serving our members in every aspect of their financial journey. If you're interested in learning more about how we can assist you, please give us a call at (813) 837-2451 or visit us at our branch in Columbia, SC. Let's work together towards achieving your financial goals!

Credit Cards That Reward You

Our credit cards with rewards offer benefits for everyday purchases, giving you something back when you spend. Whether you're using it for groceries or travel, earning rewards has never been easier!

Financial Freedom with Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are designed to help you regain control over your finances. You can consolidate high-interest debts into one manageable payment or fund a special project whatever suits your situation best.

Home Sweet Home

Owning a home is one of life's biggest milestones. With our mortgage loans and refinancing options, we guide you through the process of securing a mortgage that meets your needs. Whether you're purchasing your first home or looking to refinance an existing loan for better terms, our team is ready to assist you every step of the way.

Personal Banking Made Easy

We understand that managing personal finances can be challenging. That's why we offer various options for checking and savings accounts that fit your lifestyle. Our accounts come with convenient features like online banking and mobile access, allowing you to check balances, transfer funds, and pay bills from anywhere. This means whether you're at home or on the go, your money is always within reach.

Supporting Local Businesses

For entrepreneurs, we provide comprehensive business banking services, including merchant services and business loans. Our goal is to help local businesses thrive by offering financial solutions that promote growth and sustainability.

Digital & Online Banking

Key Features of Our Online Banking Services

You can explore our online banking options at https://www.growfinancial.org/. Whether you want to check your balance, pay bills, or view transactions, our platform makes it easy. You can also enjoy e-statements to keep track of your finances without the clutter of paper it's an eco-friendly choice that saves time! Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends and family with ease. And if you're always on the move, don't forget about our mobile application! With it, you can make payments using mobile payments for added convenience.

Security and Ease of Use

Your security is our top priority. Although we currently do not offer electronic signature authorization, we ensure that all transactions through our platforms are protected with robust security measures. You can bank confidently knowing that your information is safe. With 24/7 online banking services available, you have real-time access to manage your accounts whenever it suits you. No more waiting in line or rushing to get to the bank before closing time your financial needs are just a tap away. At Grow Financial, we're committed to making banking easier for you. Join us today and experience the freedom of digital banking!

Financial Strength

Growing Together

We boast a total of 512,928 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $2,152,569, which reflects funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grow Financial is your trusted partner. Visit us at 163 Forum Dr Ste 1 Columbia Sc 29229 or call (813) 837-2451 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $717,710,791 in share certificates and $966,650,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 576 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $404,648,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,076, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $388,483,372 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $41,030 in used auto loans and $2,731,264,292 in total loans and leases supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $785,783,080 in used vehicle loans and $696,498,437 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our dedicated team is here to assist you every step of the way.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our credit lines totaling $1,588,107,955 are an excellent option. They allow you to borrow only what you need when you need it. Additionally, for business owners, our outstanding commercial loans totaling $129,713,813 provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $96,931,720, make buying or refinancing simple. We provide personalized service and expert guidance to help you navigate the home buying process with ease.

Refinancing Options

If you're considering refinancing existing debt or exploring eligibility options for any of our loan products, our team is ready to help. We'll guide you through the process and answer any questions you may have. You can reach us at (813) 837-2451 or visit us at our branch located at 163 Forum Dr Ste 1 Columbia Sc 29229, Columbia, SC. Our friendly staff is available Monday through Saturday to assist you during your journey toward financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that Grow Financial has to offer today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $108,244,087 in loans helping members manage their finances effectively. With no collateral required, our credit cards can provide you with quick access to funds whenever you need them.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions tailored to their specific needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that are reliable and up-to-date. The platform ensures all information is accurate, allowing users to compare loan rates effectively.

Grow Financial

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Convenient Access Anytime, Anywhere

Credit Cards That Reward You

Financial Freedom with Personal Loans

Home Sweet Home

Personal Banking Made Easy

Supporting Local Businesses

Digital & Online Banking

Key Features of Our Online Banking Services

Security and Ease of Use

Financial Strength

Growing Together

Member Savings and Investments

Operational Efficiency

Our Financial Health

Reinvestment for Better Services

Loan Offering

Auto Loans

Credit Lines and Commercial Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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