Vehicle Loans in Amherst, NY

Looking for the best new car financing deals in Amherst, NY? Compare loan offers from trusted local lenders who know the community and offer low rates with quick approval. It’s a simple way to find the perfect loan for your next ride.

Amherst drivers deserve personalized service and competitive rates when financing a new vehicle. By comparing multiple offers side-by-side, you can save money and drive off with confidence—without the hassle or hidden fees. Start exploring your options today!

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Broadview has auto loan rates ranging from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago, and also lower than 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.

Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to their vehicle loans without specific term details. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Hudson Valley has auto loan rates ranging from 4.99% to 7.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Amherst, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NIAGARA FALLS A F FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday-Friday 7:00 - 7:00 P.M. 📞 7166363700 📠 7162971223	ATM Services Only	P2P E-Statements	Assets: $19,767,545 Deposits: $940,466 Net Worth: $2,369,324 Employees: 4 Members: 1,711
SWEET HOME FEDERAL CREDIT UNION	1960 SWEET HOME RD AMHERST NY 14228	⏰ Normal Business Hours Monday, Tuesday and Thursday 9:00 AM to 4:00 PM, Wednesday 9:00 AM to 3:00 PM, Friday 9:00 AM to 5:00 PM 📞 7166919187 📠 7166910175	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $42,742,857 Deposits: $2,935,390 Net Worth: $4,637,044 Employees: 8 Members: 2,918
BOULEVARD FEDERAL CREDIT UNION	2787 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ Mon - Wed 9:00 to 4:00Thu & Fri 9:00 to 5:30 📞 7166916727 📠 7166916860	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $42,778,373 Deposits: $2,117,816 Net Worth: $5,876,278 Employees: 8 Members: 3,655
BOULEVARD FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 7:00 A.M. to 6:00 P.M. 📞 7166363700 📠 7166916860	ATM Services Only	P2P E-Statements	Assets: $42,778,373 Deposits: $2,117,816 Net Worth: $5,876,278 Employees: 8 Members: 3,655
YOUR CHOICE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday - Thursday 9:00 A.M. - 4:30 P.M. Friday 9:00 A.M. - 5:30 P.M. 📞 8149461293 📠 8149464084	ATM Services Only	P2P E-Statements	Assets: $12,786,874 Deposits: $631,608 Net Worth: $1,626,009 Employees: 4 Members: 1,510
ARMSTRONG CO. FEDERAL EMP. FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 8;oo-5;00 📞 8002959100 📠 7245451899	ATM Services Only	P2P	Assets: $17,358,358 Deposits: $1,585,152 Net Worth: $2,528,794 Employees: 4.0 Members: 2,145
CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday - Friday 8:00 to 5:00 📞 8002959100 📠 6175477969	ATM Services Only		Assets: $10,751,352 Deposits: $1,681,275 Net Worth: $2,154,995 Employees: 4 Members: 1,331
BROADVIEW FEDERAL CREDIT UNION	3155 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ M-W 830am-5pm Th-F 830am-6pm Sa 830am-2pm 📞 5184528234 📠 5184582261	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $8,945,023,510 Deposits: $550,025,253 Net Worth: $748,058,930 Employees: 1467 Members: 496,735
BROADVIEW FEDERAL CREDIT UNION	520 LEE ENTRANCE STE 101A AMHERST NY 14228	⏰ Mon - Fri 9am - 3pm 📞 5184528234 📠 5184582261	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $8,945,023,510 Deposits: $550,025,253 Net Worth: $748,058,930 Employees: 1467 Members: 496,735
C S P EMPLOYEES FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ M-F 8-5 📞 7166363700 📠 8607633593	ATM Services Only	P2P E-Statements	Assets: $10,246,727 Deposits: $1,985,563 Net Worth: $1,223,433 Employees: 3 Members: 1,241
HAVERHILL FIRE DEPARTMENT CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 24/7 📞 8002959100 📠 9783727782	ATM Services Only	P2P E-Statements	Assets: $24,555,948 Deposits: $2,586,477 Net Worth: $2,473,022 Employees: 5 Members: 1,255
WILLIAMSVILLE FEDERAL CREDIT UNION	656 N FRENCH RD STE 7 AMHERST NY 14228	⏰ Monday & Wednesday 9:00 to 4:00 pm Thursday 12:00 to 4:00 pm Friday 9:00 to 5:00 pm 📞 7166913110 📠 7166911785	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
WILLIAMSVILLE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday through Friday 9:00 to 5:00 📞 7166262300 📠 7166911785	ATM Services Only		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
WILLIAMSVILLE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday through Friday 9:00 to 5:00 pm 📞 7166262300 📠 7166911785	ATM Services Only		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
UKRAINIAN FEDERAL CREDIT UNION	2882 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ Closed MondaysTu-Th 9:30 AM-5:00 PMF 9:30 AM - 6:00 PMSat 9:00 AM - 1:00 PM 📞 7167998385 📠 5853382980	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $389,990,963 Deposits: $10,915,646 Net Worth: $32,778,095 Employees: 92 Members: 28,417
HOLY FAMILY PARMA FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday thru Friday 7:00 a.m. to 9 p.m. Emergency Hours: anytime 📞 8002959100 📠 4408428586	ATM Services Only	P2P E-Statements	Assets: $17,340,018 Deposits: $347,983 Net Worth: $3,337,535 Employees: 13 Members: 1,212

🏘️ All the Lenders Available in Erie County, NY

✅THE SUMMIT FEDERAL CREDIT UNION

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✅MERIDIA COMMUNITY FEDERAL CREDIT UNION

✅CORNERSTONE COMMUNITY 11723 CREDIT UNION

✅MOOG EMPLOYEES FEDERAL CREDIT UNION

✅GREAT ERIE FEDERAL CREDIT UNION

✅UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION

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✅LOCAL 41 IBEW CREDIT UNION

✅BECCO BUFFALO FEDERAL CREDIT UNION

✅DUNLOP EMPLOYEES FEDERAL CREDIT UNION

✅LINTON FEDERAL CREDIT UNION

✅BUFFALO POLICE FEDERAL CREDIT UNION

✅BUFFALO METROPOLITAN FEDERAL CREDIT UNION

✅BROADVIEW FEDERAL CREDIT UNION

✅ERIE COUNTY EMPLOYEES CREDIT UNION

✅ST JOHN UNITED CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅EMPIRE ONE FEDERAL CREDIT UNION

✅BUFFALO CONRAIL FEDERAL CREDIT UNION

✅RADIUS CREDIT UNION

✅KALEIDA HEALTH FEDERAL CREDIT UNION

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✅CROSSROADS COMMUNITY FEDERAL CREDIT UNION

✅SISTERS HOSPITAL EMPLOYEES CREDIT UNION

✅GREATER WOODLAWN FEDERAL CREDIT UNION

✅WESTERN DIVISION FEDERAL CREDIT UNION

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✅MORTON LANE FEDERAL CREDIT UNION

✅MARYVALE SCHOOLS FEDERAL CREDIT UNION

✅AFGM ENTERPRISES FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

✅WESTERN NEW YORK FEDERAL CREDIT UNION

✅TONAWANDA COMMUNITY FEDERAL CREDIT UNION

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✅KENMORE N Y TEACHERS CREDIT UNION

✅CIRCUIT FEDERAL CREDIT UNION

✅SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNION

✅TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION

✅NIAGARA FALLS A F FEDERAL CREDIT UNION

✅SWEET HOME FEDERAL CREDIT UNION

✅BOULEVARD FEDERAL CREDIT UNION

✅YOUR CHOICE FEDERAL CREDIT UNION

✅ARMSTRONG CO FEDERAL EMP CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅C S P EMPLOYEES FEDERAL CREDIT UNION

✅HAVERHILL FIRE DEPARTMENT CREDIT UNION

✅WILLIAMSVILLE FEDERAL CREDIT UNION

✅HOLY FAMILY PARMA FEDERAL CREDIT UNION

✅AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

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