Armstrong Co. Federal Emp Amherst NY Credit Union

Introduction

Welcome to Armstrong Co. Federal Emp., your trusted financial partner located at 110 John Muir Dr, Amherst, NY 14228. Established in 1969, we take pride in serving our community with a focus on member satisfaction and financial empowerment. With over 2,172 members, we've built a family-like atmosphere where everyone is welcomed and valued. At Armstrong Co., our total assets amount to an impressive $17,193,624, demonstrating our strong foundation and commitment to providing you with the best services possible. We are dedicated to helping you achieve your financial goals through our range of offerings, including loans and deposit accounts. Currently, we have granted 506 loans, totaling more than $1,922,649 in deposits that help fuel the dreams of our members. Our leadership team is here for you! Under the guidance of CEO Sandra Garris and Board President James Robinson, we work diligently to ensure that every decision benefits our members and strengthens our community ties. Our dedicated staff of just 4 employees is always ready to assist you with any inquiries or needs you may have. Whether you're looking for a loan or simply want to explore how we can serve you better, don't hesitate to reach out. Give us a call at 800-295-9100, or visit us in person we're here to help! While members can visit us at the branch address mentioned above, official correspondence should be sent to the same location. Join us today at Armstrong Co. Federal Emp., where your financial well-being is our top priority! Visit our website at https://www.acfcu.org/ for more information about our services and how we can support you on your financial journey.

Branch History & Mission

Welcome to Armstrong Co. Federal Emp., a credit union deeply rooted in the vibrant community of Amherst, NY. Since our inception in 1969, we have been dedicated to serving our members and enriching their financial lives. Our branch is conveniently located at 110 John Muir Dr, Amherst, NY 14228, a spot easily accessible for all residents and businesses in the area. Over the years, we have grown alongside our community, expanding our services and membership base to reach over 2,172 individuals. Today, we proudly manage total assets amounting to $17,193,624, reflecting our commitment to sound financial practices and responsible growth. We believe that everyone deserves access to quality financial services, and we strive to provide just that. Our mission is clear: to empower our members with the resources they need to achieve their financial goals while fostering a strong sense of community. At Armstrong Co. Federal Emp., we offer a range of services designed not only for personal banking but also to support local initiatives and partnerships. We focus on building relationships that matter because we understand that trust is essential in finance. While members can visit us at 110 John Muir Dr, official correspondence should be sent to 110 John Muir Dr, Amherst, NY 14228 if necessary. Our operating hours are convenient for busy schedules: from 8:00 AM to 5:00 PM on weekdays. Though we do not have ATM or drive-thru services currently available, we are committed to providing efficient service through our dedicated staff who are ready to assist you. Our team is equipped with the knowledge and tools needed to help you navigate your financial journey seamlessly. As part of our ongoing efforts to enhance member experience and accessibility, we continuously explore new ways to engage with technology while ensuring ADA compliance across all platforms. Our commitment extends beyond banking; it includes outreach programs aimed at improving the well-being of our community. Join us at Armstrong Co. Federal Emp., where your financial dreams can become reality within a supportive community framework. Together, let's build a brighter future! For more information or inquiries, don't hesitate to reach out at 800-295-9100 or visit us during our lobby hours. We look forward to welcoming you into our family!

Branch Location & Accessibility

Getting Here and Parking

Our branch is designed with your convenience in mind. There is ample parking available right outside our doors, making it easy to stop by for a visit. We also ensure that our location is accessible for everyone, featuring ADA-compliant entrances and pathways so that all members can enter comfortably.

Operating Hours

We understand that life gets busy, which is why our lobby hours are tailored to fit your schedule. We're open from 8:00 AM to 5:00 PM on weekdays, ensuring you have plenty of time to come in and take care of your financial matters. If you ever need assistance outside these hours, feel free to reach out via phone at 800-295-9100.

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is always ready to assist you inside the branch with a variety of financial services tailored to meet your needs. Whether you're looking to open an account or inquire about loans, we're here for you every step of the way. If you need to send official correspondence, please note that while our physical address is 110 John Muir Dr, all mail should also be directed there as it aligns with our mailing address. We invite you to visit us soon! Experience the warm atmosphere and personalized service that makes Armstrong Co. Federal Emp. a trusted part of the community. Don't hesitate to call us if you have any questions before your visit we look forward to serving you!

Member Eligibility

At Armstrong Co. Federal Emp., we believe that everyone deserves a place in our community. Becoming a member is easy and welcoming, as we are committed to supporting you every step of the way. To join us at our branch located at 110 John Muir Dr, Amherst, NY 14228, you simply need to meet a few criteria. Typically, membership is open to individuals who work for certain employers or live within specific areas. This means that if you're part of our community or connected through your workplace, you're likely eligible to join! You can find all the detailed eligibility requirements by visiting this link. Joining Armstrong Co. Federal Emp. opens up a world of benefits tailored just for you. From competitive loan rates to personalized financial services, we're here to help you thrive financially. If you're ready to take this exciting step towards membership or have any questions about the process, don't hesitate to reach out at 800-295-9100. We're always happy to help!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have not funded any member or non-member commercial loans, our goal is to provide flexible financing solutions when the time is right. We're dedicated to understanding your needs and helping you secure the capital necessary for expansion, equipment purchases, or operational costs.

Merchant Services That Work for You

In addition to loans, we offer practical merchant services tailored for your business operations. Imagine having a payment processing solution that simplifies transactions and enhances customer satisfaction. Our services allow you to focus on what matters most growing your business while we handle the financial transactions efficiently. If you're looking for reliable banking solutions that align with your business goals, visit us at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY or call us at (800) 295-9100. Let's work together to take your business to new heights!

Comprehensive List Of Services

ATM Services

One of the key offerings at Armstrong Co. Federal Emp. is our ATM services. We understand that having quick access to your funds is essential in today's fast-paced world. Our ATMs are designed to provide you with easy withdrawals, balance inquiries, and account management on-the-go. If you're out shopping or running errands in Amherst, simply stop by one of our conveniently located ATMs to handle your banking needs swiftly. Imagine it's a Saturday morning, and you've just realized you need cash for an unexpected outing. With our ATM services, you can easily access your funds without the hassle of waiting in line during regular banking hours.

Commitment to Convenience

While we currently focus on ATM services only, we are committed to enhancing your banking experience through ease of access and efficiency. Our branch hours are from 8:00 AM to 5:00 PM on weekdays, ensuring that you have ample opportunity to visit us if needed. In addition, our friendly team is always ready to assist you over the phone at 800-295-9100 for any questions or support you may need regarding your accounts or transactions. At Armstrong Co. Federal Emp., we strive to keep our members informed about their options and empower them with the tools they need for financial success. Whether you're managing day-to-day expenses or planning for future goals, we're here to help every step of the way.

Get In Touch

We invite you to come visit us at our branch or give us a call today! Experience firsthand how we can support your financial journey with reliable and accessible services tailored just for you. Your satisfaction is our top priority, so reach out whenever you need assistance!

Digital & Online Banking

Accessible Online Banking Services

With our online banking platform, available at https://www.acfcu.org/, you can check your account balances, view transaction history, and make transfers all at your convenience. Whether it's early morning or late at night, our 24/7 online banking services allow you to take control of your finances whenever it suits you.

Real-Time Account Management

Managing your money has never been easier. You can easily send money to friends and family with our person-to-person transfer feature. This service is perfect for splitting bills or sending a quick gift without needing cash. Plus, while we currently do not offer electronic signatures or e-statements, we prioritize keeping your information secure in every transaction.

User-Friendly Features

Though we don't have a mobile app or mobile payment options at this time, our user-friendly website ensures that accessing your accounts is straightforward and intuitive. We focus on providing a seamless experience that keeps you informed about your financial health. Armstrong Co. Federal Emp. is dedicated to making banking accessible for all members. We are here to help you navigate your financial journey with ease and confidence!

Financial Strength

Commitment to Growth and Innovation

With $2,255,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,835,751 in total loans and leases reflects our commitment to supporting your financial goals across various sectors.

Growing Member Base

We currently manage 2,682 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust allows us to keep enhancing the services we offer while maintaining a robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Armstrong Co. Federal Emp. is your trusted partner. Visit us at 110 John Muir Dr., Amherst NY 14228 or call 800-295-9100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings Options

Your savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities tailored just for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,415,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our operational efficiency is highlighted by our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $616,898 in used vehicle loans and $1,313,815 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used car, we have financing solutions tailored just for you.

Credit Lines

In addition to personal loans and credit cards, we provide credit lines totaling $750,000. This option gives you access to funds when you need them most without the hassle of applying for a new loan each time. For those interested in refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out. We're here to guide you through the process and ensure you find the best solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Armstrong Co. Federal Emp., we believe that everyone deserves access to affordable financing options that help them thrive financially. Visit us today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we strive to simplify the process of buying or refinancing your home when the opportunity arises. Stay tuned for updates on our mortgage offerings!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $134,300 in loans helping members manage their finances effectively. Our credit cards come with no hidden fees and competitive interest rates to help you stay in control of your spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent. Each loan comparison reflects current market conditions, giving users a reliable snapshot of their options.