Welcome to Upstate Milk Employees, a trusted financial institution established in 1971, dedicated to serving the unique needs of our community. Located in Lancaster, NY, our mission is rooted in financial empowerment and providing exceptional service to our members. Under the leadership of CEO Gail Fronczak and Board President Eric Place, we are committed to fostering a supportive environment where our members can thrive financially. As a member-focused credit union, we take pride in offering personalized solutions tailored to your financial goals.

At Upstate Milk Employees, we prioritize your peace of mind with NCUA insurance since August 20, 1971. While we currently do not offer online banking or mobile applications, we remain dedicated to providing traditional banking services that meet the evolving needs of our members. Our branch is equipped with essential services like personal banking, auto loans, mortgage refinancing, and business banking options. We invite you to explore all that we have to offer and trust us as your partner in achieving financial success. For more information about our services, please visit or contact us directly at .

At Upstate Milk Employees Federal Credit Union, we understand that managing your finances effectively is key to achieving your personal and professional goals. That's why we offer a comprehensive suite of services tailored to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to specialized offerings like auto loans, mortgage refinancing, and credit cards with rewards, we are committed to providing you with accessible financial products that empower you in every stage of life. Whether you're planning for a significant milestone or seeking to grow your small business through our business banking options, our dedicated team is here to support you.

In today's digital age, convenience is crucial. Although we currently do not offer online banking or a mobile application, our services still include essential features like ATM and cash withdrawal services that allow for easy access to your funds. While digital tools such as person-to-person transfers, mobile payments, e-statements, and e-signatures aren't available yet, we encourage you to reach out for personalized assistance via if you have any questions or need support navigating your financial journey. Membership at Upstate Milk Employees Federal Credit Union is designed to be inclusive; you can find eligibility details at . And if you're considering financing options, don't forget to explore loan comparison resources at https://www.lendmesh.com/loans/vehicle_loans to find the best rates tailored for your needs. We're here to help you thrive financially!

Upstate Milk Employees Credit Union stands as a beacon of trust and reliability within the financial landscape, proudly serving its community since 1971. With a total membership of 473, it has cultivated a strong sense of belonging and support among its members. The credit union boasts impressive financial health, with total assets reaching 2,568,415 and a net worth of 243,256. These figures reflect not only the credit union's stability but also its commitment to safeguarding member investments.

The robust net worth ratio of 947 speaks volumes about Upstate Milk Employees' financial strength, ensuring that members’ deposits are secure and well-managed. Total deposits amount to 366,850, showcasing the trust that members place in their financial institution. Moreover, with total loans and leases at 136, Upstate Milk Employees is dedicated to providing essential financial services that empower its members to achieve their personal and business goals.

The credit union's small yet effective team of just 2 employees exemplifies personalized service, fostering relationships that prioritize member satisfaction. Although the current net income stands at 0, this is indicative of a focus on sustainable growth rather than short-term profit maximization. Additionally, with a credit card loan volume of 76 and an auto loan volume of 76, Upstate Milk Employees offers diverse lending options tailored to meet the varied needs of its members.

Transparency is key in building lasting partnerships, and Upstate Milk Employees takes pride in providing clear insights into its performance metrics, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . By choosing Upstate Milk Employees Credit Union as your financial partner, you are not just gaining access to a range of services; you are joining a community committed to your financial well-being.

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