Williamsville Credit Union Amherst NY | Trusted ATM Services Only

Introduction

Welcome to Williamsville, your trusted financial partner located at 110 John Muir Dr, Amherst, NY 14228. Since our establishment in 1953, we've been dedicated to serving our community with integrity and commitment. With a robust membership of 1,956 individuals, we take pride in providing personalized financial solutions tailored to meet the needs of our members. At Williamsville, we understand that every member's journey is unique. That's why we focus on building lasting relationships through transparent and accessible services. As of now, our total assets stand at an impressive $11,298,612, complemented by total deposits of $1,474,871. Our strong financial foundation allows us to offer a variety of loans and leases currently totaling 458 to help you achieve your goals. We are led by our dedicated CEO, Sandra Castiglia, and Board President, David Ward, both of whom share a passion for enhancing the financial well-being of our community. With a team of just four employees, we ensure that each member receives the attention they deserve. We invite you to connect with us at 716-626-2300 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. While members can visit us at our branch location, official correspondence should be sent to the same address: 110 John Muir Dr, Amherst, NY 14228-1148. Explore more about what we can do for you by visiting our website at williamsvillefcu.com. Join us today and experience the difference that comes with being part of a credit union that truly cares!

Branch History & Mission

Community Engagement

Williamsville is more than just a credit union; we are deeply rooted in our community. We regularly engage in outreach efforts and partnerships with local organizations to support various causes. By doing so, we not only strengthen our ties within the community but also contribute positively toward its growth and development. With a strong foundation built on trust and dedication since 1953, we invite you to join us at Williamsville. Experience firsthand the benefits of being a member of a credit union that genuinely cares about your financial journey and your community. For any inquiries or assistance, feel free to reach out by calling us at 716-626-2300. Together, let's build a brighter future!

Our Mission

The mission of Williamsville is simple yet impactful: we strive to enhance the financial well-being of our members while supporting the community around us. We believe that everyone deserves access to quality financial services that help them achieve their goals. Our focus goes beyond just banking; we aim to build lasting relationships with those we serve. Whether it's offering competitive loan rates or financial advice, we're here for you every step of the way. As part of this mission, we continuously seek ways to improve our services. Although we currently do not have ATM or drive-thru services available, we prioritize accessibility and are committed to ensuring that all members can easily interact with us. We are dedicated to maintaining a welcoming environment where everyone feels valued and respected.

Branch Location & Accessibility

Welcome to the Williamsville branch of Compusource Systems, your friendly financial partner located at 110 John Muir Dr in beautiful Amherst, NY. Nestled in Erie County, our branch is conveniently positioned near local landmarks, making it easy for you to stop by whenever you need assistance. Whether you're heading from nearby schools or residential areas, our location is designed for your convenience. At Williamsville, we pride ourselves on being accessible to all members of our community. Our branch features ADA-compliant facilities, ensuring that everyone can navigate with ease. You'll find ample parking available right outside the entrance, so you can quickly hop in and out without any hassle. Our lobby hours are welcoming too! We're open Monday through Friday from 9:00 AM to 5:00 PM, allowing you to visit us at a time that fits your busy schedule. If you have questions or need assistance, don't hesitate to give us a call at 716-626-2300; we're here to help! While members can visit us at 110 John Muir Dr for all their banking needs, official correspondence should be sent to the same address as our mailing address is also 110 John Muir Dr, Amherst, NY 14228-1148. Please note that while we currently do not offer ATM services or drive-thru banking at this location, we provide a variety of member services tailored to meet your needs. We invite you to drop by the Williamsville branch soon! Let's work together towards your financial goals.

Member Eligibility

At Williamsville, we believe that becoming a member means joining a welcoming community where your financial needs are truly understood. If you live, work, or worship in the area, you may already be eligible to join us! We're here to support individuals and families with personalized services and a commitment to your well-being. To get started, simply reach out to us at (716) 626-2300, and our friendly team will guide you through the membership process. For more detailed information about eligibility criteria, you can visit our website at . We can't wait to welcome you into the Williamsville family and help you achieve your financial goals!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what matters growing your brand. From credit card processing to online payment solutions, we provide tools that help streamline your operations and enhance customer satisfaction. Located at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY, we're dedicated to empowering local businesses. For more information, contact us at (716) 626-2300 or visit our website at Compusource Systems. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Banking Made Easy

One of the key services available at Williamsville is our ATM Services Only. This means that while we may not have a full suite of traditional banking options in-branch, our ATMs are equipped to help you perform essential transactions like cash withdrawals and balance inquiries quickly and conveniently. Imagine being able to access your cash anytime without waiting in line!

Community Commitment

At Williamsville, we believe in fostering a sense of community among our members. Our goal is not just to provide services but also to build lasting relationships with those we serve. We encourage members to come by and learn more about how we can support their financial journey. In summary, while our current offerings focus on ATM services, we're dedicated to continually improving and expanding our services based on member feedback and needs. We invite you to visit us at 110 John Muir Dr or give us a call at 716-626-2300 to discuss how we can assist you better today! Experience personalized service with a community touch at Williamsville where your financial well-being is our priority!

Digital Convenience

While currently focusing on ATM services, we're committed to enhancing your banking experience. We know how important digital banking features are today. We aim to explore additional online services in the future that could offer more convenience, such as online banking or mobile payments. With these features, managing your finances would become even simpler, allowing you to handle transactions from the comfort of your home.

Member-Centric Approach

We understand that everyone has different financial needs. That's why our team is always ready to listen and assist with any inquiries you might have about your account or our services. Our friendly staff is available during business hours from Monday through Friday, 9:00 AM to 5:00 PM, so don't hesitate to reach out at 716-626-2300 if you need help or guidance.

Digital & Online Banking

At Williamsville, we understand that banking needs to be both convenient and secure. That's why we've designed our digital and online banking services to make managing your finances easier than ever, all from the comfort of your home or on the go. One of the best ways to stay on top of your finances is through our online banking platform. You can access it anytime at https://www.williamsvillefcu.com/ . Whether you want to check your account balance, view recent transactions, or transfer funds, everything is just a few clicks away. Unfortunately, we currently do not offer mobile applications or e-statements for added convenience. While we prioritize security in every transaction, we also believe in making banking simple. Our electronic signature authorization is not available yet, but rest assured that when you conduct transactions through our online services, we take every precaution to protect your information. If you need to send money to family or friends, our person-to-person transfer feature isn't currently offered either. However, we encourage our members to reach out if they have questions about alternative ways to manage their funds. We know life doesn't stop after business hours; that's why our online banking services are available 24/7 for your convenience. You can log in whenever you need day or night to keep track of your accounts and manage your finances effectively. At Williamsville, we're committed to providing accessible and user-friendly banking options that fit your lifestyle. Your financial journey matters to us, and we're here to support you every step of the way!

Financial Strength

Efficient Operations

Our commitment to operational efficiency is reflected in our $12,777, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 2,159, show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further highlighting our ability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Williamsville is your trusted partner. Visit us at 110 John Muir Dr Amherst Ny 14228 or call (716) 626-2300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $122,900 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,339,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $1,172,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $56 in used auto loans and $6,411,102 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $811,232 in used vehicle loans and $1,183,330 in new vehicle loans already helping members get on the road, you can trust us to provide financing that fits your budget. We also offer refinancing options for those who want to lower their monthly payments or take advantage of better rates.

Credit Lines and Unsecured Loans

We recognize that sometimes you need a little extra flexibility in managing your finances. That's why we offer credit lines totaling $640,000, giving you access to funds when you need them most. Additionally, we have flexible terms on unsecured credit card loans, with a total of $262,487 in loans helping members manage their day-to-day expenses effectively. Our team at Williamsville is committed to providing you with the best financial solutions possible. If you're interested in learning more about our loan offerings or checking your eligibility, don't hesitate to reach out! You can contact us at 716-626-2300 or visit us at 110 John Muir Dr., Amherst, NY 14228. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $647,797. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to help guide you through every step of the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for borrowers seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh provides users with peace of mind when exploring their lending options. The benefits of using LendMesh are clear. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike some platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real-world impact of using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

WILLIAMSVILLE FEDERAL CREDIT UNION