Welcome to sjp, a member-focused financial institution rooted in the community since 1939. Our mission is to empower our members with the financial tools and resources they need to achieve their goals. Under the leadership of CEO Charles Kirsch and Board President Gregory Wichtowski, we are dedicated to providing exceptional service to all our members, including military personnel and their families. Located in the heart of Buffalo, NY, we are proud to be a trusted partner for your banking needs.

As an NCUA-insured credit union since 1/4/1971 0:00, you can rest assured that your funds are safe with us. We embrace modern banking solutions, offering convenient online banking and a user-friendly mobile application that enables secure P2P transfers, e-statements, and more. While we currently do not support mobile payments or electronic signature authorization, our commitment to accessibility ensures that our members can always reach us at (716) 832-1687 or visit our official website at https://www.sjpfcu.org/ for further assistance. At sjp, we prioritize trust, transparency, and a member-first approach, helping you navigate your financial journey with confidence.

At sjp, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings range from personal banking solutions such as checking and savings accounts to specialized financing options like auto loans, mortgage loans, and business banking services. Whether you're looking to consolidate debt with a personal loan or seeking rewards through our credit card offerings, our goal is to empower you at every stage of your financial journey. With an emphasis on convenience, we proudly offer online banking and a user-friendly mobile app, allowing you to manage your finances anytime, anywhere. Features like person-to-person transfers and e-statements enhance your banking experience by making transactions seamless and efficient.

Understanding that life brings various milestones, we equip our members with the tools needed to navigate their financial goals effectively. From planning for a new home to expanding a small business, our financial solutions are designed to support your aspirations. Membership with sjp is open to those who qualify; for more details on eligibility, feel free to visit https://www.sjpfcu.org/forms-applications/membership-application/ . Additionally, if you're considering financing options or want to compare rates for loans, check out https://www.lendmesh.com/loans/vehicle_loans for competitive offers tailored just for you. We encourage you to reach out at (716) 832-1687 if you have any questions or need personalized assistance—our team is here to help you succeed financially.

At sjp, we pride ourselves on being a trusted financial partner in the community, with a commitment to transparency and excellence in service. With a robust Total Membership of 7,185, we have built a solid foundation that reflects the trust our members place in us. Our Total Assets stand at an impressive 163,744,098, showcasing our stability and ability to serve our members effectively.

Our financial health is underscored by a Net Worth of 17,105,300, which is essential for ensuring that we can continue to meet our members' needs. Despite challenges in the broader economy, our strong performance is evident as we maintain a Net Worth Ratio of 1,100—a clear indicator of our sound management practices and financial resilience.

In addition, we take pride in offering diverse lending solutions, with Total Loans and Leases reaching 4,425. This means that whether you’re looking for an auto loan—where we have successfully financed 1,978 vehicles—or engaging in commercial opportunities with our Commercial Loans tallying up to 20, we are here to support your aspirations.

Moreover, with Total Deposits amounting to 26,741,781, our members can feel confident knowing their funds are secure with us. We also understand the importance of responsible lending; therefore, while we encourage growth through loans, our approach ensures that every decision is made with careful consideration, evidenced by our zero Total Borrowings.

At sjp, our dedicated team of just Total Employees: 15 works tirelessly to ensure that each member receives personalized service tailored to their unique financial journey. Our commitment extends beyond numbers; it’s about fostering relationships and building trust over time.

We invite you to explore how we can assist you further. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .