Welcome to cadets, a trusted financial institution established in 1950 with a mission to empower our members through exceptional service and community support. Headquartered in Elma, NY, we pride ourselves on our commitment to serving military members and their families, ensuring that financial well-being is accessible to all. Under the leadership of CEO SANDRA KOPACZ and Board President THEODORE PYRAK, we strive to provide personalized banking solutions tailored to meet the unique needs of our diverse membership base.

As a member of the National Credit Union Administration (NCUA), your deposits are insured, giving you peace of mind since 1/4/1971 0:00. At cadets, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer robust online banking services, a user-friendly mobile app, and convenient person-to-person transfer options, alongside e-statements for easy account management. While mobile payments and electronic signature authorization may not currently be available, our commitment to enhancing your banking experience remains unwavering. For more information or assistance, feel free to reach out via our website at https://cadetsfcu.com/home or contact us directly at (716) 771-3435. Join us today and experience a member-first approach that puts your financial goals at the forefront.

At Cadets Federal Credit Union, we understand that managing your finances effectively is crucial for achieving your personal and professional goals. That's why we offer a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, or need support for your small business through merchant services and business loans, we've got you covered. Our offerings also include credit cards with rewards, personal loans for debt consolidation, and more, ensuring that you have the tools necessary to navigate life’s milestones.

In today's fast-paced world, convenience is key, and that's why we emphasize digital access through our robust online banking platform and mobile application. With features like person-to-person transfers and e-statements, managing your finances has never been easier. Although mobile payments are not currently available, our user-friendly tools empower you to stay on top of your banking anytime, anywhere. If you’re considering making a significant financial decision such as taking out a loan or comparing rates, our loan aggregator service can help guide you through the options available. For those interested in becoming part of our community, more information on membership qualifications can be found at https://www.cadetsfcu.com/home/membership . Should you have any questions or need personalized assistance, feel free to reach out via fax at (716) 771-3435; we're here to help you achieve financial success!

Cadets Federal Credit Union stands as a beacon of trust and financial stability within the community, boasting a Total Membership of 1,157 individuals who have chosen us as their financial partner. With Total Assets reaching an impressive 18,632,809, we are committed to managing your money with the utmost care and transparency. Our strong financial foundation is further underscored by a Net Worth of 1,549,055, which reflects our solid position in the financial landscape.

In today's dynamic economic environment, we prioritize your needs, evident through our Total Deposits amounting to 1,351,667. This demonstrates not only our members' confidence in us but also our ability to provide secure and reliable banking services. Our diverse portfolio includes Total Loans and Leases totaling 807, showcasing our commitment to supporting members in achieving their financial goals—whether that be through personal loans, auto financing, or mortgages.

With a dedicated team of 7 employees, we pride ourselves on delivering exceptional service tailored to your needs. Our Net Worth Ratio stands at an impressive 831, further reinforcing our soundness and ability to support our members effectively. Additionally, we offer a range of financing options with Credit Card Loan Volume at 198 and Auto Loan Volume reaching 566, ensuring you have access to funds when you need them most.

Our steadfast approach has allowed us to navigate challenges without incurring any Total Borrowings, demonstrating our resilience and prudent management strategies. As we continue to grow and adapt, Cadets Federal Credit Union remains devoted to serving you with integrity and excellence.

For performance insights and detailed financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.