CADETS FEDERAL CREDIT UNION

Welcome to Cadets Federal Credit Union, your trusted partner in financial wellness since 1950. Located at 927 Grant St, Buffalo, NY 14207, we have proudly served our community for over seven decades, building strong relationships with our members and helping them achieve their financial goals. With a total membership of 1,157 and assets exceeding $18,632,809, we are dedicated to providing personalized service that meets the unique needs of each member. At Cadets Federal Credit Union, we understand the importance of accessible financial solutions. Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Our commitment to transparency is reflected in our solid financial standing, with total deposits reaching $1,351,667 and a net worth of $1,549,055. We also prioritize our members' security and trust; we maintain cash in hand totaling $224,505, ensuring that your money is safe with us. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 927 Grant St, Buffalo, NY 14207-2820. Led by CEO Sandra Kopacz and Board President Theodore Pyrak, our team of 7 dedicated employees is here to assist you during our lobby hours: Monday and Wednesday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. Your satisfaction is our priority. Join us today and experience the difference at Cadets Federal Credit Union! For more information or to speak with a member of our team, feel free to call us at (716) 873-1174 or visit our website at Cadets FCU. We look forward to serving you!

Joining the Cadets family means stepping into a supportive community where your financial needs are truly valued. At Cadets, membership is open to anyone who lives, works, or attends school in our local community. It's as simple as that! By becoming a member at our branch located at 927 Grant St, Buffalo, NY 14207, you not only gain access to a variety of financial products and services but also become part of a network that prioritizes your well-being. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, we're here to help you every step of the way. To find out more about eligibility requirements and ensure you meet all criteria, feel free to check out our detailed information at this link. If you have any questions or need assistance with the application process, don't hesitate to give us a call at 716-873-1174. Joining Cadets is easy and welcoming come be part of something special!

At Cadets, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial strength and reliability, ensuring that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,549,055, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $831 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,881,469 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $1,253,033 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $283 in used auto loans and $11,856,860 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $172,330. Total Share and Deposit Accounts: 2,599, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cadets is your trusted partner. Visit us at 927 Grant St Buffalo Ny 14207 or call (716) 873-1174 to learn more about how we can help you achieve your financial goals.