Your Choice Credit Union Amherst NY | Secure ATM Access Only

Introduction

Welcome to Your Choice, your trusted financial partner located at 110 John Muir Dr, Amherst, NY 14228. Since our establishment in 1957, we have been dedicated to serving our community with integrity and care. With over 1,510 members relying on us, we are proud to offer a wide range of financial services tailored to meet the unique needs of our members. At Your Choice, we understand that every financial journey is different. That's why we focus on providing personalized solutions that help you achieve your goals. Our total assets stand at an impressive $12,786,874, ensuring that we have the resources to support you effectively. We currently manage $631,608 in total deposits and have extended a total of 492 loans and leases, demonstrating our commitment to helping our members thrive. Our leadership team is here to guide you every step of the way. Under the direction of CEO Autumn Petta and Board President Brian Bartley, we strive to foster a welcoming environment where your financial well-being is our top priority. With a dedicated team of 4 employees, we ensure that each member receives the attention they deserve. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 109 Keystone St, Altoona, PA 16601-5838. If you have any questions or need assistance, don't hesitate to reach out at 814-946-1293. Join us today and discover how Your Choice can help you make the most of your financial future! Visit our website at yourchoicefcu.com or stop by during our lobby hours: Monday through Friday from 9:00 A.M. to 5:30 P.M. We're excited to be part of your financial journey!

Branch History & Mission

Community Connection

Located near local landmarks, Your Choice is more than just a financial institution; we're a vital part of the Amherst community. While members can visit us at 110 John Muir Dr for personalized service during our operating hours Monday through Friday from 9:00 A.M. to 5:30 P.M. official correspondence should be sent to our mailing address at 109 Keystone St, Altoona, PA 16601-5838. Though we currently do not offer ATM or drive-thru services, we are committed to ensuring all facilities are accessible and user-friendly for everyone in compliance with ADA standards.

Join Us Today!

As we continue this journey together with our members, we're excited about what the future holds. We invite you to experience the benefits of being part of Your Choice. Whether you're looking for a loan or need assistance with savings plans, we're here for you every step of the way. Call us at 814-946-1293 or visit our website today! Join us and see how Your Choice can make a difference in your financial life!

Our Mission

Our mission at Your Choice is simple: to empower our members through exceptional financial services while fostering community support. We aim to provide a welcoming environment where everyone feels valued and understood. We strive not only to meet the financial needs of our members but also to contribute positively to the communities we serve. We understand that financial education is key to making informed decisions. That's why we actively engage in outreach programs and workshops aimed at helping our members build better financial futures.

Our Story

Since our inception, Your Choice has focused on building strong relationships with our members. We believe that everyone deserves access to quality financial services, which is why we have dedicated ourselves to serving individuals and families throughout the region. Our journey has been marked by significant milestones that reflect our growth and adaptability. From humble beginnings, we've expanded our offerings while maintaining a member-first approach. Over the years, we've embraced technology to enhance service delivery. Today, members can enjoy online banking and mobile payments that make managing their finances more convenient than ever.

Branch Location & Accessibility

Convenient Accessibility

At Your Choice, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring everyone can navigate comfortably. If you're driving in, rest assured that there's ample parking available nearby. We want your visit to be smooth and stress-free.

Get in Touch!

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 814-946-1293. We look forward to welcoming you into our community! Come visit us today and discover how Your Choice can support your financial journey.

Operating Hours

We understand that life can get busy, so we offer flexible hours tailored to fit your schedule. You can visit us Monday through Thursday from 9:00 A.M. to 4:30 P.M., and on Friday from 9:00 A.M. to 5:30 P.M. We're here when you need us!

Services Offered

Your Choice provides essential banking services designed with you in mind. While we currently don't have ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you with various services available inside the branch.

Member Eligibility

At Your Choice, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're interested in membership, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area surrounding our branch at 110 John Muir Dr Amherst Ny 14228. This means that you can join us and enjoy all the benefits of being part of a cooperative financial institution dedicated to serving its members. To find out more about specific eligibility criteria, feel free to check out the detailed information available at . Joining is simple and straightforward! You can start the process by visiting our account opening page at https://www.realtimehomebanking.com/enroll.aspx?clientid=11972 . If you have any questions or need assistance, don't hesitate to reach out at (814) 946-1293. We're here to help you every step of the way as you take this exciting step towards better banking with Your Choice!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday where customers line up to make purchases. With our reliable payment solutions, you can accept payments effortlessly, ensuring a smooth experience for both you and your customers. This means you can focus on what matters most growing your business. Located at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY, our team is ready to assist you. Contact us at (814) 946-1293 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Tailored for You

We understand that managing finances can sometimes feel overwhelming. That's why we offer convenient banking solutions that make it easy for you to stay on top of your financial goals. Our ATM Services allow you to access your money whenever you need it, giving you the flexibility to withdraw cash or check your balance without any hassle. Imagine needing cash for a last-minute purchase or wanting to check your account while on the go our ATM services ensure that you're never far from your funds. And if you have questions, don't hesitate to reach out! You can contact us at 814-946-1293 during our lobby hours from Monday to Friday.

Digital Banking Made Easy

In today's fast-paced world, having access to digital banking is essential. At Your Choice, we offer online banking and mobile payment options so you can manage your accounts from anywhere. Whether you're at home or out running errands, you can easily check balances, transfer funds, and make payments right from your smartphone or computer. Our user-friendly mobile app makes it simple for you to keep track of your finances in real-time. Plus, with features like person-to-person payments, sending money to friends and family is just a few taps away!

Why Choose Your Choice?

Choosing Your Choice means becoming part of a community-focused credit union where your needs come first. We pride ourselves on building lasting relationships with our members and ensuring that they receive personalized service tailored specifically for them. Whether you're opening a new account or utilizing our ATM services, you'll experience the commitment and care that define who we are. We want to empower you with the tools and resources necessary for achieving financial success. If you're ready to take the next step in managing your finances with a trusted partner by your side, visit us today or explore our services further online at Your Choice. Together, we can build a brighter financial future!

Digital & Online Banking

Key Features

Our online banking services provide real-time account management that puts you in control. You can check your balances, pay bills, and transfer funds with just a few clicks. If you prefer using your smartphone, our mobile application is available for download, making it even easier to handle your banking needs from the palm of your hand. For those who love to keep track of their spending digitally, we offer e-statements, allowing you to view your financial statements anytime without the clutter of paper. Plus, with our person-to-person transfer feature, sending money to friends or family has never been simpler or faster.

Security and Accessibility

Security is a top priority at Your Choice. While we currently do not support electronic signature authorization for transactions, our systems are designed to protect your information and ensure safe banking experiences. Our mobile payments feature adds another layer of convenience by letting you make purchases directly from your phone. In a world where time is precious, having access to reliable online banking services allows you to manage your finances on your schedule. Whether it's late at night or during lunch breaks, you can always stay connected with your accounts through our user-friendly platform. Experience the ease of modern banking with Your Choice today!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts stand at 2,611, showing a strong and growing member base that trusts us with their finances. This trust is essential as it allows us to maintain net shares of $242,175, which are funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Your Choice is your trusted partner. Visit us at 110 John Muir Dr Amherst Ny 14228 or call (814) 946-1293 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $144,083 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,491,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident with $55 in used auto loans and $3,032,330 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $1,626,009, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $745,399 in used vehicle loans and $985,940 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive away with confidence.

Credit Lines

If you're considering additional borrowing options, our total credit lines amount to $400,000. This can provide you with extra flexibility when managing your cash flow. At Your Choice, we're committed to providing transparent and accessible loan products that meet your needs. If you have questions about refinancing or eligibility options, our team is here to help guide you through the process. For more information or to discuss your options, feel free to contact us at (814) 946-1293 or visit us at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $261,189, make buying or refinancing simple. We take pride in offering competitive rates and personalized service throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $237,186 in loans helping members manage their finances effectively. This option is perfect for those looking for a way to cover unexpected expenses without high interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each lender listed on LendMesh has been vetted for reliability, allowing you to trust the information provided.

YOUR CHOICE FEDERAL CREDIT UNION - Amherst, NY