Niagara Falls A F Credit Union Amherst NY

Introduction

Welcome to Niagara Falls A F, your trusted partner in financial growth and community well-being, located at 110 John Muir Dr, Amherst, NY 14228. Established in 1955, we have proudly served our members for over six decades, fostering a spirit of collaboration and support within our vibrant community. With a total membership of 1,711 and assets totaling an impressive $19,767,545, we are dedicated to providing personalized financial solutions that meet your unique needs. At Niagara Falls A F, we understand the importance of making sound financial decisions. That's why we offer an array of services designed to empower you whether you're looking to secure one of our 645 loans or simply want to grow your savings with our competitive rates on deposits, currently totaling $940,466. Our commitment to your financial success is reflected in our strong net worth of $2,369,324 and a cash reserve of $129,737, ensuring that your investments are safe and sound. While you can easily visit us at our branch location for face-to-face assistance, official correspondence should be sent to the same address: 110 John Muir Dr, Amherst, NY 14228-1148. Our team is here for you during convenient operating hours from Monday to Friday, 7:00 AM to 7:00 PM. Led by CEO Adrienne Mitchell and Board President Brian Waite, we pride ourselves on being more than just a credit union; we're a community-focused institution committed to improving the lives of our members. With a small but dedicated team of just 4 employees, we strive to make every interaction personal and impactful. We invite you to explore what makes Niagara Falls A F special by visiting our website at niagarafallsafcu.com or calling us at 716-636-3700. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Community involvement is at the core of what we do. We regularly participate in local events and partner with organizations that share our vision of empowerment and support for all residents of Amherst and beyond. By fostering these relationships, we aim not only to enhance financial literacy but also create a positive impact in our neighborhoods. Join us on this exciting journey! Experience the benefits of being part of a credit union that truly cares about its members and their communities. Discover how Niagara Falls A F can help you achieve your financial goals today! For more information or to become a member, please visit our website or call us at 716-636-3700. Let's work together towards a brighter financial future!

Our Mission

At Niagara Falls A F, our mission is simple yet impactful: to empower our members through exceptional financial services while supporting the local community. We believe that financial health is essential for personal growth and collective progress. Our focus extends beyond banking; we actively engage in initiatives that uplift our neighborhoods and foster connections among residents. We are dedicated to making banking as straightforward as possible. Whether you're looking for assistance with loans or simply need a safe place to save your money, we are here for you. Our team prioritizes personalized service and strives to meet each member's unique needs. While members can visit us at 110 John Muir Dr, official correspondence should be sent to 110 John Muir Dr, Amherst, NY 14228-1148. We invite you to connect with us during our operating hours from Monday to Friday, 7:00 AM - 7:00 PM. As part of our commitment to innovation and accessibility, we offer online banking options so you can manage your finances anytime and anywhere. We may not have ATMs or drive-thru services currently available, but our online platform ensures you have access to your accounts with ease.

Branch Location & Accessibility

Convenience and Accessibility

Finding us is simple! We offer ample parking right outside our doors, so you can easily pop in for assistance. Our branch features ADA-compliant facilities to ensure everyone can access our services comfortably.

Get in Touch!

Have questions? Feel free to give us a call at 716-636-3700. We look forward to welcoming you into the Niagara Falls A F family! Come visit us today and experience the personalized service that sets us apart.

Operating Hours and Services

We know your time is valuable! That's why we're open Monday through Friday from 7:00 AM to 7:00 PM. This extended schedule allows you to visit us at your convenience, whether you need help with loans or just want to ask a question. While we currently do not have ATM services or drive-thru banking available, our friendly staff is always ready to assist you inside the branch. For those looking to manage their accounts remotely, we offer mobile payments and online banking options for your convenience.

Member Eligibility

At Niagara Falls A F, we believe that everyone deserves a chance to be part of a supportive and friendly financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We embrace diversity and encourage individuals from all walks of life to take advantage of our services. Not only do members enjoy competitive rates and personalized service, but they also become part of a cooperative where their voice matters. For more specific details on eligibility requirements, feel free to check out this page. Ready to get started? Opening an account with us is straightforward! You can begin your journey by visiting this link or simply give us a call at (716) 636-3700 if you have any questions. Our team is here to help you every step of the way at our branch located at 110 John Muir Dr Amherst Ny 14228. Join us today and experience the difference of being part of Niagara Falls A F!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine being able to accept payments quickly and securely, making it easier for your customers to do business with you. Our merchant services offer practical solutions that allow you to focus on what matters most growing your business. From payment processing systems to tools that help manage cash flow, we provide resources designed specifically for today's entrepreneurs. Visit us at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY or give us a call at (716) 636-3700. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

ATM Services

While we primarily offer ATM Services Only, these facilities are designed with your convenience in mind. You can easily withdraw cash or check your account balance anytime you need it. Our ATMs are strategically located and operational during hours that suit your schedule, ensuring you have access when you need it most.

Banking Made Easy

One of the standout features at Niagara Falls A F is our focus on digital banking solutions. Our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also take advantage of our mobile app, which offers easy access to your accounts right at your fingertips. This means that whether you're at work or running errands, managing your finances has never been simpler.

Join Us Today!

Whether you're new to banking or looking for a reliable credit union experience, Niagara Falls A F is here for you. We invite you to explore our offerings and see how we can assist with all your financial needs. For more information about membership and services, visit us online at https://www.niagarafallsafcu.com/ . Join us today and discover how easy banking can be!

Personalized Member Support

At Niagara Falls A F, we pride ourselves on being more than just a bank; we are a community resource. If you have questions about using our services or need assistance with anything related to your accounts, feel free to reach out to us at (716) 636-3700. Our friendly staff is always ready to help you navigate your financial journey with personalized support.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system allows you to check balances, pay bills, and transfer money with just a few clicks. If you're looking to send money quickly to a friend or family member, our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments available, you can make purchases using your smartphone without the hassle of cash or cards.

Security You Can Trust

We prioritize your security and privacy. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are protected with advanced security measures. Your financial information remains safe as you enjoy the ease of digital banking. With all these features combined, Niagara Falls A F provides a comprehensive digital banking experience tailored for members like you. Enjoy real-time account management and peace of mind knowing that your finances are just a click away!

Stay Informed with E-Statements

Keeping track of your finances is important. That's why we offer e-statements, giving you easy access to your account statements online. No more waiting for the mail; you can view and download your statements whenever you need them.

User-Friendly Mobile Application

For even more convenience, be sure to check out our mobile application. It's designed to be user-friendly, allowing you to bank on-the-go. Whether you want to deposit a check or manage your transactions while out and about, our app has got you covered.

Financial Strength

Growing Member Trust

Total Share Accounts stand at 2,618, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, which further illustrates our commitment to supporting your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Niagara Falls A F is your trusted partner. Visit us at 110 John Muir Dr Amherst Ny 14228 or call (716) 636-3700 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $41,472 in share certificates and $5,158,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $27,110 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $2,322,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99 in used auto loans and $8,148,623 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $2,369,324, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,341,830 in used vehicle loans and $1,207,973 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer total credit lines amounting to $1,030,000. This option provides you with access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in these loans helping members manage their finances effectively. Our team is here to help you understand your options and find the right product for your needs. If you're interested in refinancing or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (716) 636-3700 or visit us at 110 John Muir Dr Amherst Ny 14228 in Amherst, NY during our operating hours from Monday to Friday, 7:00 AM to 7:00 PM. For more information about our loan offerings and how they can fit into your financial plans, visit our website at Compusource Systems. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your journey toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,269,744, make buying or refinancing simple. We guide you through every step of the process so that you can feel confident in your investment.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see all available options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Instead of sifting through countless websites, LendMesh puts everything in one place. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly the platform is. To explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NIAGARA FALLS A F FEDERAL CREDIT UNION - Amherst, NY