Vehicle Loans in San Jose, CA

Ready to find today’s best auto loan rates in San Jose, CA? Compare offers from trusted local lenders and see how much you can save on your next vehicle. It’s quick, easy, and tailored to help you drive away happy.

Whether you’re buying new or used, San Jose lenders offer competitive rates and friendly service. Start comparing now to get fast approvals and personalized loan options that fit your budget and lifestyle.

NewUsed

Filters

Lender
APR
Term
Link
Info
scefcu
4.74 - 15.74 %
5 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
firstent
4.74 - 6.24 %
3 - 7 Yrs
starone
4.75 - 8.75 %
5 - 7 Yrs
noblecu
4.85 - 5.99 %
5 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
1stunitedcu
4.99 - 5.94 %
6 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rize's auto loan rates range from 4.74% to 15.74% APR today, with no change from 90 days ago. Motorcycle loans have rates between 6.24% and 17.24% APR, also showing no change from 90 days ago. Recreational loan rates start at 6.24% APR and go up to 16.24% . Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. These rates are unchanged from 7 and 30 days ago but are higher than they were 60 and 90 days ago. Star One's auto loans with APRs ranging from 4.75% to 8.75% , and motorcycle loans from 7.7% to 11.7% . These rates have shown no change compared to 7 and 30 days ago. Recreational loans also have rates between 7.7% and 11.7% , remaining steady over the past 60 days. Noble's auto loans with APRs ranging from 4.85% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have rates between 7.4% and 10.15% , which have also stayed the same over the past 7 and 30 days.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. 1St United's auto loans with APRs ranging from 4.99% to 6.19% , which is up from the 7–and 30–day rates. Motorcycle loans have a fixed APR of 9.09% , showing no change over the past 90 days.

🏦 Local Lenders in San Jose, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in San Jose, CA

Why compare Vehicle Loans in San Jose, CA on LendMesh

If you’re searching for today’s best auto loan rates in San Jose, CA, keep exploring options on LendMesh to uncover competitive deals tailored to your needs. Comparing multiple lenders helps you find the most affordable rates and flexible terms, making sure you get the best value for your next vehicle loan without any pressure. Take your time and see what fits your budget.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 5%, 4%, or lower—and receive instant notifications when loan offers dip below your goal. Plus, get expert insights, rate trends, and curated loan deals delivered weekly or monthly to your inbox. Join thousands of San Jose borrowers who rely on LendMesh to make smart, confident auto financing decisions.

Customers are also interested in:

Today's Best Auto Loan Rates