Vehicle Loans in Richmond, CA

Looking for a personal car loan in Richmond, CA? Compare offers from trusted lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting the right loan can make all the difference.

Richmond drivers deserve fast, friendly service and flexible options. By comparing loan offers locally, you’ll save time and money, making your next vehicle purchase smooth and affordable. Start exploring today and drive away with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
∞
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
pacificservice
4.24 - 15.99 %
7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
providentfcu
4.26 %
∞
alturacu
4.29 %
5 Yrs
∞
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Richmond, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Contra Costa County, CA

✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅PATELCO CREDIT UNION
✅1ST NORTHERN CALIFORNIA CREDIT UNION
✅ANTIOCH COMMUNITY FEDERAL CREDIT UNION
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✅TRAVIS CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
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✅POLAM 21502 CREDIT UNION
✅UNITED ASSOCIATION CREDIT UNION
✅DOW GREAT WESTERN CREDIT UNION
✅SELFHELP CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅KAIPERM FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SUN PACIFIC FEDERAL CREDIT UNION
✅ATCHISON VILLAGE CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅SHELL WESTERN STATES FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅MCKESSON HEALTHCARE PROVIDERS CREDIT UNION

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