Vehicle Loans in Irvine, CA

Searching for the best auto financing rate in Irvine, CA? Compare loan offers from trusted local lenders to find a rate that fits your budget and gets you behind the wheel faster. It’s simple, quick, and tailored just for Irvine drivers like you.

Whether you’re buying your first car or upgrading to something new, local lenders in Irvine offer competitive rates and friendly service. Take a moment to explore your options and enjoy a smooth, stress-free loan experience right here in your community.

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Lender
APR
Term
Link
Info
providentfcu
4.26 %
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
∞
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
∞
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
∞
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
∞
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
∞
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
∞
ccu
4.65 - 18 %
3 - 7 Yrs
∞
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago.

Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

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