Welcome to direct, a trusted financial institution established in 1953 with a commitment to serving our community. Under the leadership of CEO Joseph Walsh and Board President Joseph Capalbo, Jr., we strive to empower our members through accessible financial solutions and exceptional service. Located in the heart of Needham, MA, we take pride in fostering strong relationships with our members, ensuring that their financial needs are met with integrity and transparency.

At direct, we understand the importance of modern banking tools in today's fast-paced world. That’s why we offer a comprehensive suite of services including Online Banking, a user-friendly Mobile Application, P2P Transfers, E-Statements, and Mobile Payments. Our commitment to innovation is also reflected in our E-signature Authorization feature, making transactions easier and more secure for our members. Additionally, your deposits are safeguarded by NCUA insurance since 1/4/1971 0:00, offering you peace of mind as you navigate your financial journey with us. For more information about our services or to get in touch, visit our website at https://www.direct.com/ or contact us via fax at (781) 455-9911. We look forward to supporting you every step of the way.

At direct, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions, such as checking and savings accounts, or financing options like auto loans and mortgages, we are here to help you navigate your financial journey. Our business banking services include merchant services and business loans, catering to small business owners aiming to grow their ventures. With a strong focus on convenience, we offer digital access through online banking and a user-friendly mobile app that allows you to manage your accounts anytime, anywhere. Features like person-to-person transfers, mobile payments, e-statements, and e-signatures further enhance your banking experience, making it easier for you to handle everyday transactions or plan for significant life milestones.

Membership at direct is accessible and designed with your needs in mind. To see if you qualify for membership and explore all our offerings in detail, visit http://www.direct.com/bank/savings-membership-account . If you're considering taking out a loan or refinancing an existing one, our partnership with platforms like https://www.lendmesh.com enables you to compare rates and find the best options available. We understand that navigating financial decisions can be challenging, which is why our dedicated team is ready to provide personalized support whenever you need assistance. Feel free to reach out via fax at (781) 455-9911 for any inquiries or guidance as you embark on your financial journey with us. At direct, we're committed to empowering our members with the tools they need to achieve their financial goals and secure a brighter future.

At direct, we pride ourselves on being a trusted and valuable financial partner to our members. With a robust Total Membership of 24,957, we have cultivated a community that values collaboration and support. Our commitment to financial security is underscored by our impressive Total Assets of 799,694,456 and a solid Net Worth of 94,005,554, reflecting our stability and reliability in an ever-changing financial landscape.

We understand the importance of building wealth and facilitating growth, which is why our Total Deposits amounting to 32,583,753 demonstrate the trust our members place in us. This foundation allows us to extend our services effectively, with Total Loans and Leases totaling 18,533, empowering our members with the financial resources they need for personal and business aspirations alike.

The strength of our organization is mirrored in our dedicated team, comprising Total Employees of 77, each committed to delivering exceptional service. Our impressive Net Worth Ratio of 1,174 showcases not only our fiscal responsibility but also our capacity to support future growth while ensuring member satisfaction remains at the forefront.

For those seeking flexible financing options, we offer a diverse portfolio, including a notable Credit Card Loan Volume of 2,112 and an extensive Auto Loan Volume of 8,842. Additionally, we cater to businesses with our specialized Commercial Loans, currently standing at 64, helping entrepreneurs achieve their goals.

With Total Borrowings reaching 119,000,000, we continue to enhance our offerings while maintaining transparency and accountability—principles that are core to our operations. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring you have access to reliable information regarding your financial institution.

Join us today as we navigate your financial journey together. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.