DIRECT FEDERAL CREDIT UNION

Welcome to Direct, your trusted financial partner located at 50 Cabot St, Needham, MA 02494. Established in 1953, we have proudly served our community for decades, cultivating a membership of over 24,900 individuals who rely on us for their financial needs. With total assets amounting to an impressive $799,694,456, we are committed to providing our members with the best banking experience possible. At Direct, we understand that every dollar counts. That's why our total deposits stand at $32,583,753, allowing us to offer a wide range of services including personal and business banking solutions. Our dedicated team of 77 employees, led by CEO Joseph Walsh and Board President Joseph Capalbo, Jr., is here to assist you with everything from auto loans and mortgages to checking and savings accounts. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 50 Cabot St, PO Box 9123, Needham, MA 2494. We invite you to explore the benefits of membership with Direct and discover how we can help you reach your financial goals. Whether you're looking for a new vehicle loan or want to open a savings account, we're here for you every step of the way. Feel free to give us a call at 781-433-2900 or visit our website at direct.com for more information. Join us today and experience the difference that comes with being a part of the Direct family!

At Direct Credit Union, located at 50 Cabot St, Needham, MA 02494, we are proud of our rich history that dates back to 1953. Over the decades, we have grown and adapted to meet the needs of our members and the community. With a total membership of 24,957 and assets amounting to $799,694,456, we have established ourselves as a trusted partner in financial wellness for families and businesses alike. Our journey began with a simple mission: to provide accessible financial services while fostering community support. From humble beginnings, we've expanded our offerings beyond traditional banking. Today, we proudly provide personal banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, credit cards with rewards, and business banking services. We strive to serve our community not just through financial products but by being involved in local outreach initiatives that help improve the lives of those around us. Our commitment goes beyond banking; it's about building relationships and supporting our members' journeys toward financial stability. While members can visit us at our branch in Needham, official correspondence should be sent to our mailing address: PO Box 9123, Needham, MA 2494. We ensure that all communications are handled promptly and efficiently. In today's fast-paced world, we recognize the importance of digital advancements in banking. That's why Direct Credit Union offers online and mobile banking options that allow members to manage their finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities. Our operating hours cater to busy schedules Monday through Wednesday and Friday from 8:00 a.m. to 4:00 p.m., with extended hours on Thursday until 6:00 p.m., and Saturday mornings starting at 8:00 a.m. While we do not currently offer ATM or drive-thru services or shared service centers at this location, we are always looking for ways to enhance member experience. As we look towards the future, our mission remains clear: to empower individuals and businesses through superior financial services while actively contributing to community growth. We invite you to join the Direct family today! Experience firsthand how we can support your financial goals while making a positive impact in your community. For more information or to get started on your journey with us, don't hesitate to call us at 781-433-2900 or visit our website at Direct. Your future starts here!

At Direct, we believe that everyone deserves to be part of a caring community. Joining us is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible for membership. We also extend our arms to family members of existing members, making it easy for your loved ones to join our supportive network. For detailed eligibility criteria, feel free to check out this resource: http://www.direct.com/bank/savings-membership-account . Becoming a member at Direct not only opens doors to personalized financial services but also connects you with a community that prioritizes your financial well-being. Ready to take the next step? Opening an account is straightforward; just visit us online at http://solutions.datatrac.net/marqueeyourapplication or give us a call at (781) 433-2900. We're here to help you every step of the way as you embark on this exciting journey with us at 50 Cabot St Needham Ma 02494!

At Direct, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential, and we are here to provide just that. With a net worth of $94,005,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,174 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,764,505 in share certificates and $143,929,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,747,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,286,671 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,421 in used auto loans and $705,213,838 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 73 full-time employees and 4 part-time employees who are dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 43,348, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Direct is your trusted partner. Visit us at 50 Cabot St Needham Ma 02494 or call (781) 433-2900 to learn more about how we can help you achieve your financial goals.