Auto Loans in Irvine, CA 92612

Searching for the best auto loan rates in Irvine, CA? Compare offers from local lenders today and find a rate that fits your budget—whether you’re buying new or used, refinancing, or upgrading your ride.

Our friendly team understands Irvine drivers and is here to help you get fast approval and low rates. Start comparing now to drive away with confidence and save more on your next vehicle loan.

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4.26 %

∞

4.34 - 6.24 %

3 - 7 Yrs

∞

4.39 - 16.09 %

0.1 - 7 Yrs

∞

4.49 - 4.84 %

5 - 5.5 Yrs

∞

4.59 - 18 %

3 - 7 Yrs

∞

4.64 - 5.35 %

3.1 - 6 Yrs

∞

4.64 - 6.09 %

3 - 7 Yrs

∞

4.64 - 6.09 %

3.1 - 7 Yrs

∞

4.65 - 18 %

3 - 7 Yrs

∞

4.69 - 6.74 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago.

Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

🏦 Local Lenders in Irvine, CA

FINANCIAL PARTNERS CREDIT UNION — 2272 MICHELSON DR STE 102 IRVINE CA 92612

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