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Finding the lowest interest rates for auto loans in Austin, TX is easier than you think. Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel sooner.
Whether you’re buying new, used, or refinancing, Austin’s credit unions and banks offer competitive rates and friendly service. Start comparing today to save money and enjoy a smooth, stress-free car loan experience.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Amoco's auto loan rates range from 4.84% to 15.59% APR today, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.4% and 18% APR with no change in the past 30 days. Recreational loan rates match the motorcycle rates and have also stayed the same. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with a slight decrease from 90 days ago. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.
America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .
First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Chevron's auto loan rates range from 4.99% to 8.34% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.
Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 7.09% and 10.04% APR and have stayed the same over the past 7 and 30 days.