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Finding the lowest interest rates for auto loans in Austin, TX is easier than you think. Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel sooner.
Whether you’re buying new, used, or refinancing, Austin’s credit unions and banks offer competitive rates and friendly service. Start comparing today to save money and enjoy a smooth, stress-free car loan experience.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.
Jsc's auto loans with APRs ranging from 4.69% to 7.44% today. The rates are up compared to 7 and 30 days ago, when the top APR was 7.19% . Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time. Rave Financial's auto loans with a 4.75% APR today, which is unchanged from 7 and 30 days ago but down from 5% 90 days ago. Motorcycle loans have rates between 8% and 9.25% , showing no change over the past 7, 60, or 90 days.
Texans vehicle loan rates for autos range from 4.79% to 7.19% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.14% and 9.04% APR, also showing no change in the last 7 and 30 days. Recreational loans range from 7.99% to 10.49% APR and remain steady compared to 7 and 30 days but are up from 90 days ago. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but up slightly from 60 and 90 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change over the past 7, 30, 60, or 90 days.
Resource One has auto loan rates ranging from 4.79% to 5.79% APR and recreational loan rates between 6.59% and 7.44% APR. These rates have shown no change compared to 7 and 30 days ago. Both loan types maintain steady rates over the past months. Educators vehicle loans have an APR range from 4.8% to 10.69% today. The rates are unchanged from 7 and 30 days ago but have gone up since 30 and 60 days ago. This applies to their Auto loans. Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 or 30 days ago but up from 60 and 90 days ago. Other loan rates are between 6.31% and 7.66% APR and have stayed the same over the past 7 and 30 days.