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Finding the lowest interest rates for auto loans in Austin, TX is easier than you think. Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel sooner.
Whether you’re buying new, used, or refinancing, Austin’s credit unions and banks offer competitive rates and friendly service. Start comparing today to save money and enjoy a smooth, stress-free car loan experience.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. A+'s auto loans with APRs ranging from 5.24% to 6.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have a fixed APR of 7.24% , which has also remained steady over the same periods. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods.
Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.
Soarion has auto loans with APRs ranging from 5.49% to 5.89% , showing no change from 60 days ago. Motorcycle loans are at 6.99% APR with no change over the same period. Recreational loans range from 6.99% to 11.75% , down from 7.25% to 11.75% ninety days ago. Firstmark's auto loans with rates between 5.49% and 6.84% APR, which have not changed over the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% APR and have stayed the same compared to 7 and 90 days ago.
Greater Texas has an auto loan rate of 5.51% APR and a motorcycle loan rate of 7.66% APR. Both rates have not changed from 7 or 30 days ago. The recreational loan rate is 5.66% APR and also shows no change over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.69% APR, also unchanged. Recreational loan rates are 6.69% APR today, up from a range of 6.39% to 6.69% thirty days ago.