Vehicle Loans in Austin, TX

Finding low finance cars in Austin, TX is easier when you can compare loan offers side by side. Whether you want a new ride or a reliable used car, checking rates from local lenders helps you save money and get approved quickly.

Austin drivers trust local credit unions and banks for fair rates and friendly service. Explore your options today to find a loan that fits your budget and lets you hit the road with confidence, all while supporting your community.

NewUsed

Filters

Lender
APR
Term
Link
Info
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
uhcu
3.99 - 6.09 %
3.1 - 7 Yrs
∞
smartcu
3.99 - 16.99 %
0.1 - 7 Yrs
∞
fccu
3.99 - 17.44 %
3 - 7 Yrs
∞
myncu
3.99 - 5.14 %
0.1 - 6 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Consumers has auto loan rates ranging from 3.99% to 5.99% APR and recreational loan rates from 8.49% to 10.49% APR. These rates show no change from 7 or 30 days ago. Both loan types have steady rates over the past months. Gulf Coast Educators has auto loan rates ranging from 3.99% to 5.49% APR, with no change in the past 90 days. Motorcycle loans are at 7.49% APR, also showing no change over 60 days. Recreational loan rates range from 7.49% to 8.74% APR and have stayed the same in the last 60 days.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. United Heritage's auto loans with APRs ranging from 3.99% to 6.09% , which have stayed the same over the past 7 and 30 days. Recreational loan rates range from 6.19% to 10.79% , going up since 7 days ago but down compared to 30 days ago.

Smart Financial has vehicle loan rates ranging from 3.99% to 16.99% APR for auto loans and 6.74% to 16.99% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates remain the same as well, with a range of 6.74% to 16.99% APR. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% and recreational loans from 5.74% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7, 30, or 60 days.

🏦 Local Lenders in Austin, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Vehicle Loans in Austin, TX on LendMesh

If you’re shopping for low finance cars in Austin, TX, it pays to keep comparing lenders on LendMesh. Exploring different offers helps you find better deals and cheaper options tailored to your needs. Take your time, review multiple loan rates, and choose the one that fits your budget best—no rush, just smart decisions.

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