Vehicle Loans in Austin, TX

Finding low finance cars in Austin, TX is easier when you can compare loan offers side by side. Whether you want a new ride or a reliable used car, checking rates from local lenders helps you save money and get approved quickly.

Austin drivers trust local credit unions and banks for fair rates and friendly service. Explore your options today to find a loan that fits your budget and lets you hit the road with confidence, all while supporting your community.

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Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
∞
unitedfcu
2.99 - 5.3 %
7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
∞
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
∞
navyfederal
3.89 - 7.39 %
1 - 15 Yrs
∞
abileneteachersfcu
3.9 - 18 %
0.1 - 7 Yrs
∞
swacu
3.94 - 14 %
3 - 6 Yrs
∞
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. United's auto loans with rates from 2.99% to 5.3% APR, which are up from 7 and 30 days ago. Motorcycle loan rates range from 5.05% to 6.3% APR and have increased compared to both 7 and 30 days ago. Recreational loan rates stay steady at 6.25% to 6.75% APR. American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Shell's auto loans with APRs ranging from 3.49% to 18% . These rates have shown no change compared to 7 and 30 days ago. Neches vehicle loans have rates ranging from 3.75% to 5.5% APR for autos and 3.75% to 4.75% APR for motorcycles. Auto rates are up from 7 and 30 days ago, while motorcycle rates show no change. Recreational loan rates range from 3.75% to 6.75% APR and are up compared to 60 days ago.

Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loan rates are 7.45% to 9.9% , which is up compared to 7 and 30 days earlier. Abilene Teachers's auto loans with APRs ranging from 3.9% to 18% today. These rates are down slightly from 7 and 30 days ago, and also lower than 60 and 90 days ago. The credit union's auto loan rates have moved down over the past few months.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

🏦 Local Lenders in Austin, TX

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🏘️ All the Lenders Available in Travis County, TX

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