Vehicle Loans in Minneapolis, MN

Looking for the best vehicle loan rates in Minneapolis, MN? Compare offers from local credit unions to find low rates and flexible terms that fit your budget. It’s simple to get started and see how much you can save on your new or used car.

Minneapolis credit unions pride themselves on fast approvals and friendly service tailored to our community. Whether you’re buying your first car or refinancing, comparing rates here helps you drive away with confidence and a great deal you’ll feel good about.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
genisyscu
3.79 - 5.49 %
7.2 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
mymagnifi
3.989 %
sdfcu
3.99 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
toplinecu
3.99 - 5.79 %
2 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Topline Financial's auto loans with APRs ranging from 3.99% to 6.39% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.24% and 7.49% , which have also stayed the same over the past 7 and 30 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

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Why compare Vehicle Loans in Minneapolis, MN on LendMesh

If you’re searching for credit union vehicle loan rates in Minneapolis, MN, it’s wise to keep comparing offers across multiple lenders on LendMesh. Exploring different options helps you discover better deals and potentially lower rates, giving you more control over your car-buying budget. Take your time to find the loan that fits your needs without any pressure—LendMesh is here to make your search simple and transparent.

Stay ahead of changing loan rates in Minneapolis by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 5% or 4%—and we’ll notify you as soon as offers dip below that mark. You’ll also receive weekly or monthly updates with expert insights, market trends, and hand-picked loan deals, all delivered straight to your inbox. Join thousands of smart Minneapolis borrowers who trust LendMesh to help them secure the best vehicle loan rates.

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Credit Union Vehicle Loan Rates