Welcome to Electric Machinery Employees Credit Union, a trusted financial institution dedicated to serving the needs of our members since 1946. Under the leadership of CEO Greg Ericson and Board President Richard Gross, we strive to empower our community by providing exceptional financial services tailored to meet the unique needs of our members. Located in the heart of Minneapolis, MN, we pride ourselves on our commitment to fostering strong relationships with those we serve, including military members and local families.

As an NCUA-insured credit union since July 11, 1977, we prioritize your financial security while offering modern banking solutions that enhance accessibility and convenience. Our online banking platform, mobile application, e-statements, and person-to-person transfer capabilities ensure that you can manage your finances easily and securely. With features like electronic signature authorization available for seamless transactions, we are here to support your financial journey every step of the way. Explore more about our services at https://www.emcu.org/ or reach out to us at 6123788101 for any inquiries. At Electric Machinery Employees Credit Union, we are dedicated to putting our members first and building a stronger community together.

At Electric Machinery Employees Credit Union, we understand that managing your finances is an essential part of everyday life. That's why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking options, including checking and savings accounts, to auto loans and vehicle financing, we are here to help you navigate life's financial milestones with confidence. Our mortgage loans and refinancing solutions provide flexibility for those looking to invest in their homes, while our credit cards with rewards give you more value on your everyday purchases. For small business owners, our business banking services—including merchant services and business loans—empower you to grow your enterprise effectively.

In today’s fast-paced world, convenience is key, which is why we’ve integrated modern digital access into all aspects of our services. With online banking and our mobile application, you can manage your finances anytime, anywhere. Features like person-to-person transfers and electronic statements make transactions easy and efficient, allowing you to focus on what matters most. While mobile payments are not currently available, our commitment to providing a seamless digital experience ensures that you have the tools necessary for effective money management at your fingertips. If you're curious about membership eligibility or want to explore loan options further, please visit or https://www.lendmesh.com/loans/personal_loans for detailed information. Should you have any questions or need personalized support, feel free to reach out via fax at (612) 378-8101—we’re always here to help!

Electric Machinery Employees Credit Union stands as a pillar of trust and reliability within the financial landscape. With a total membership of 903, our institution is dedicated to serving the needs of our members in a personalized manner. The foundation of our credibility lies in our robust financial standing, boasting total assets of 8,564,678 and a net worth of 2,173,232. This solid footing not only reflects our commitment to responsible management but also provides peace of mind to those who choose us as their financial partner.

Our financial health is evident through our performance metrics, including a net worth ratio of 2,537, which showcases our ability to sustain growth while effectively managing risks. Despite recent challenges reflected in a net income of -73,526, we remain resilient, adapting our services to better meet the evolving needs of our community. Our total deposits amount to 562,901, indicating the trust that our members place in us for their savings and investment needs.

Moreover, with a focus on member satisfaction, we have facilitated a diverse portfolio of loans and leases totaling 476, ensuring that whether you are looking for personal loans or auto financing, we have options tailored just for you. Our commitment extends to providing valuable services such as credit cards with rewards and auto loans, contributing to an auto loan volume of 244.

At Electric Machinery Employees Credit Union, we pride ourselves on having a dedicated team of 2 employees who work tirelessly to enhance your banking experience. As your trusted financial partner since 1946, we are committed to transparency and service excellence, making sure that every interaction meets your expectations.

For more insights into our performance metrics and financial data, you can visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your borrowing options and compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans to find the best rates for your needs.