Transit Operations Credit Union | Rewards Cards & Auto Loans

Introduction

Welcome to transit-operations, a trusted financial partner proudly serving the community since 1936. Located in the heart of Minneapolis, MN, our mission is to empower our members through exceptional service and accessible financial solutions. Under the leadership of CEO JoAnn Schultz and Board President Traci Williamson, we are dedicated to fostering financial well-being for everyone, including military members and their families.

As an NCUA-insured institution since 4/13/1976 0:00, we prioritize the security of your deposits while offering modern banking tools designed for your convenience. With robust online banking capabilities, person-to-person transfers, e-statements, and a commitment to member-first service, we ensure that managing your finances is both secure and straightforward. Explore our offerings at https://tofcu.org/ and discover how we can support your financial journey today.

Financial Services

At transit-operations, we understand that financial needs are as diverse as our members. Since 1936, we have been dedicated to providing a wide array of services designed to support personal and business growth alike. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards with rewards. For small businesses, we provide essential banking services including merchant services and business loans. All of these services are easily accessible through our robust online banking platform, allowing members to manage their finances conveniently from anywhere.

In today’s fast-paced world, digital access is crucial for effective money management. With our user-friendly online banking system, you can check your account balances, make transfers—including Person-to-Person transfers—and access e-statements anytime you need them. While we currently do not offer a mobile app or mobile payment options, our commitment to enhancing your banking experience remains strong. If you're considering a loan or want to compare rates, our partners at https://www.lendmesh.com/loans/mortgage_loans can help you find the best fit for your financial goals. Membership at transit-operations is open to those who meet certain eligibility requirements—more details can be found at .

If you have any questions or need personalized assistance, feel free to reach out to us directly via . We’re here to help you navigate your financial journey and achieve your life milestones with confidence.

Financial Highlights

At transit-operations, we pride ourselves on being a trusted financial partner for our community, deeply rooted in our commitment to service and excellence since 1936. With a total membership of 673, our cooperative model empowers individuals and families to take control of their financial futures. Our robust financial health is evidenced by total assets amounting to 4,061,414, showcasing our ability to provide stability and security to our members.

The trust placed in us is reflected in our net worth of 717,849 and net income of 18,100, which signify not only our fiscal responsibility but also our dedication to reinvesting in the community we serve. We manage total deposits of 1,165,056, which allows us to support local growth through various lending options. Our diverse portfolio includes a total of 177 loans and leases, indicating our readiness to meet the varied financial needs of our members, whether they are looking for auto financing or personal loans.

With a dedicated team of just 1 employees, we maintain a personal touch that larger institutions often lack, ensuring that every member receives attentive service tailored to their unique circumstances. Our impressive net worth ratio of 1,767 further demonstrates our solid foundation and commitment to prudent financial management.

We recognize the importance of accessible credit solutions, which is why we offer various products, including a credit card loan volume of and an auto loan volume of 162. This breadth of offerings illustrates our capability to cater to both individual needs and broader community aspirations.

At transit-operations, transparency is paramount, and all performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how we can assist you on your financial journey by comparing real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.

Transit Operations CU

Introduction

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Financial Highlights

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