Welcome to south-metro, where we have proudly served our members since 1993. Located in the heart of Prior Lake, MN, our mission is to empower our community through exceptional financial services and support. Under the leadership of CEO B Don Crofut and Board President Scott Gaughran, we are dedicated to fostering a culture of trust, accessibility, and member-first values. Our commitment to excellence is underscored by our NCUA insurance, ensuring your deposits have been protected since 8/26/1993 0:00.

At south-metro, we understand that modern banking requires innovative solutions. That’s why we offer a comprehensive suite of digital tools designed to enhance your banking experience. Whether you’re accessing your accounts through online banking, utilizing our mobile app for on-the-go transactions, or enjoying the convenience of P2P transfers and e-statements, we are here to meet your needs. With features like mobile payments and e-signature authorization, managing your finances has never been easier. Discover more about us at https://www.southmet.com/ or reach out via fax at (952) 445-6487. Join us in making a positive impact in our community while achieving your financial goals with confidence.

At south-metro, we understand that navigating your financial journey is essential, whether you’re managing everyday banking needs or planning for significant life milestones. Our wide range of services is designed to meet the diverse needs of our members. From personal banking options like Checking & Savings Accounts to Auto Loans and Mortgage Financing, we have you covered. For those looking to grow their small business, we offer comprehensive Business Banking solutions, including Merchant Services and Business Loans. Additionally, our Credit Cards with Rewards provide an excellent opportunity to earn while you spend.

In today’s digital age, accessibility is crucial, which is why we provide robust online banking solutions through our user-friendly Mobile Application. Members can enjoy features such as Person-to-Person Transfers and Mobile Payments, making it easier than ever to manage finances on the go. With E-Statements available, you can keep track of your financial health efficiently without the hassle of paperwork. Our commitment to providing top-notch digital tools ensures that you have everything you need at your fingertips to make informed financial decisions.

Becoming a member of south-metro is simple and accessible; learn more about eligibility at https://www.southmet.com/become-a-member/#how . If you're considering financing options or wish to compare rates for your next big purchase, visit https://www.lendmesh.com/loans/vehicle_loans for helpful insights. Should you have any questions or require personalized support, feel free to reach out via fax at (952) 445-6487. Join us today and experience financial services tailored just for you!

At south-metro, we pride ourselves on being a trusted financial partner in the south-metro region, dedicated to serving our community with integrity and commitment. With a Total Membership of 4,994, we have built a strong foundation that reflects the trust our members place in us. Our Total Assets stand at an impressive 179,883,921, showcasing our stability and capability to support our members' financial needs.

Our commitment to growth and security is evident in our robust Net Worth of 15,853,192 and a remarkable Net Worth Ratio of 881. These figures not only highlight our financial health but also underscore our ability to provide valuable services while maintaining member confidence. Despite the challenges faced by many financial institutions, we have achieved a sustainable business model, as reflected by our consistent performance metrics, including Total Deposits of 18,927,577 and Total Loans and Leases reaching 3,710.

Employing a dedicated team of 27 professionals, we prioritize personalized service to ensure each member receives the attention they deserve. Our diverse offerings include Auto Loan Volume totaling 1,696 and Commercial Loans amounting to 128, designed to meet various financial goals for both individuals and businesses alike. Furthermore, our Credit Card Loan Volume stands at 361, providing flexible options for managing daily expenses.

Through transparency and accountability, we aim to empower our members with the financial knowledge needed to make informed decisions. Our commitment to excellence has positioned us as a reliable choice for those seeking comprehensive banking solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Explore how you can benefit from our services today! Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored for your needs.