SOUTH METRO FEDERAL CREDIT UNION

Welcome to South Metro, your trusted credit union located at 13810 Shepherds Path Nw, Prior Lake, MN 55379. Since our establishment in 1993, we have been dedicated to providing a reliable financial foundation for our community. With a current membership of 4,994 and total assets amounting to an impressive $179,883,921, we pride ourselves on being a pillar of support for individuals and families in the area. Our mission goes beyond just numbers; we are committed to making a positive impact in your life. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or business services such as merchant financing, we've got you covered. Our focus is always on helping you achieve your financial goals with ease and confidence. While members can visit us at our physical branch, please note that official correspondence should be directed to 2573 Credit Union Drive, Prior Lake, MN 55372. You can easily reach us at (952) 445-0888 for any inquiries or assistance. Under the leadership of CEO B Don Crofut and Board President Scott Gaughran, our team of 27 employees is here to ensure you receive personalized service that meets your needs. At South Metro, we understand the importance of trust and security in managing your finances. With total deposits standing at $18,927,577 and net worth reaching $15,853,192, you can feel confident knowing your money is safe with us. We also offer various loan options with over 3,710 loans currently active to help you fund your dreams. Ready to take the next step? Visit us today or explore more about our services online at southmet.com. Join us in building a brighter financial future together!

Welcome to the South Metro Credit Union, a cornerstone of financial support and community service in Prior Lake, Minnesota. Established in 1993, our branch has evolved significantly over the years, growing from a small local credit union into a trusted institution with nearly 5,000 members. Our commitment to serving the needs of our community has always been at the forefront of our mission. Located at 13810 Shepherds Path NW, we are conveniently situated for residents in Prior Lake and surrounding areas. You can also reach us via mail at 2573 Credit Union Drive, Prior Lake, MN 55372 for any official correspondence. Our branch is dedicated to providing personalized service that reflects the unique needs of our members. At South Metro, we believe that financial empowerment goes hand in hand with community support. Our mission is clear: to offer accessible financial services while fostering a sense of belonging among our members. We provide a range of offerings including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our total assets now stand at an impressive $179,883,921, which allows us to continually enhance our services and support for our members. Over the years, we have embraced digital advancements to improve member experience. With features like online banking and mobile payments, we ensure that managing finances is easier than ever. We are proud to offer ADA-compliant facilities that cater to all individuals within our community. Our partnership with local organizations enables us to extend our outreach efforts beyond traditional banking services. From sponsoring community events to providing financial literacy programs, we strive to make a positive impact on those around us. As we look forward to the future, we invite you to become part of our growing family at South Metro Credit Union. Whether you're seeking financial advice or need help achieving your goals, we're here for you. Join us today and discover how we can assist you on your journey toward financial success! For more information or inquiries, feel free to call us at 952-445-0888 during our lobby hours on Wednesdays from 8:00 am to noon. We look forward to welcoming you!

Becoming a member of South Metro is like joining a family that truly cares about your financial well-being. If you're looking to be part of a community that prioritizes its members, you've come to the right place! To qualify for membership, you generally need to live, work, worship, or attend school in the area served by South Metro. This makes it easy for many people in our local community to join us. You can find more detailed eligibility criteria by visiting this helpful link: https://www.southmet.com/become-a-member/#how . Once you confirm you're eligible, opening an account is straightforward and welcoming. Just follow the steps outlined here: https://secure-southmet.com/enrollonline/enrollchoice.aspx , and you'll be on your way to enjoying all the benefits we offer at South Metro from competitive loan rates to personalized service. If you have any questions or need assistance along the way, feel free to give us a call at (952) 445-0888. We're excited to welcome you into our community!

At South Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a reliable partner in your financial journey, ensuring you have access to the services and support you need. With a net worth of $15,853,192, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,535,427 in share certificates and $8,413,765 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,580,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,398,415 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $848 in used auto loans and $115,770,795 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees who are committed to serving you with a knowledgeable team. Total Share and Deposit Accounts stand at 10,413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Metro is your trusted partner. Visit us at 13810 Shepherds Path Nw Prior Lake Mn 55379 or call (952) 445-0888 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.