SOUTH METRO FEDERAL CREDIT UNION

Welcome to South Metro Credit Union, where your financial well-being is our top priority! Established in 1993, we have grown alongside our community, fostering trust and building lasting relationships with our 4,994 members. Located at 9850 Lyndale Ave S, Bloomington, MN 55420, we invite you to experience a friendly and supportive environment that puts you first. While members can visit us at our branch for personal banking services, official correspondence should be sent to 2573 Credit Union Drive, Prior Lake, MN 55372. At South Metro, we proudly hold total assets of $179,883,921 and total deposits of $18,927,577, reflecting our commitment to sound financial management and member satisfaction. Our dedicated team of 27 employees, led by CEO B Don Crofut and Board President Scott Gaughran, is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With a robust loan portfolio totaling 3,710, we strive to help you achieve your financial goals. We understand the importance of accessibility in today's fast-paced world. That's why we offer online and mobile banking options for your convenience. Plus, our ATM is available for quick cash withdrawals whenever you need it. At South Metro Credit Union, we believe in giving back to the community that supports us. Our strong foundation allows us to maintain a net worth of $15,853,192 while holding steady cash reserves of $1,507,190 to ensure we can meet your needs. Ready to take the next step towards better banking? Visit us today or give us a call at 952-445-0888. We look forward to serving you and helping you reach your financial dreams!

Becoming a member of South Metro is like joining a warm, welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the Bloomington area, you're likely eligible to join us! We aim to make banking accessible and friendly for everyone. To find out more about the specific eligibility requirements, feel free to check our detailed guidelines at https://www.southmet.com/become-a-member/#how . Once you see how easy it is to become a member, you can open your account online by visiting https://secure-southmet.com/enrollonline/enrollchoice.aspx . If you have any questions or need assistance, don't hesitate to call us at (952) 445-0888. Join us at South Metro, located at 9850 Lyndale Ave S Bloomington Mn 55420, and experience the many benefits of being part of our community!

At South Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $15,853,192, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,535,427 in share certificates and $8,413,765 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,580,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial performance is further supported by $15,398,415 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $848 in used auto loans and $115,770,795 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our net income stands at $0, this reflects our operational efficiency and allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and commitment. Our total share accounts currently number 10,413, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, South Metro is your trusted partner. Visit us at 9850 Lyndale Ave S Bloomington Mn 55420 or call (952) 445-0888 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users benefit from real-time rate comparisons, with up-to-date loan rates from multiple institutions that empower them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.