Auto Loans in Germantown, TN 38138

Ready to find the best low-interest car loan in Germantown, TN? Comparing offers from trusted local banks and credit unions helps you save money and get approved quickly—so you can drive off in your dream car without hassle.

Whether you’re buying new or refinancing, Germantown’s lenders offer personalized service and competitive rates. Take a moment to compare your options and choose the loan that fits your budget and lifestyle perfectly.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 18 %

5.1 - 12 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

4.99 - 5.74 %

2 - 8 Yrs

∞

4.99 - 9.99 %

7 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

5.74 - 7.74 %

3 - 8 Yrs

∞

5.89 %

∞

5.99 %

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

Ascend's auto loan rates range from 4.99% to 18% APR today. The rates are unchanged from 7 and 30 days ago, up from 30 days ago, and down from 60 days ago. They match the rates from 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Knoxville Tva Employees has vehicle loan rates ranging from 4.99% to 6.24% APR for both auto and recreational loans. These rates show no change from 7 and 30 days ago, while the auto loan rates are down compared to 90 days ago.

Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Listerhill's auto loans with rates ranging from 5.74% to 8.25% APR today. These rates are unchanged from 7 and 30 days ago and have gone down compared to 30, 60, and 90 days ago. Ornl's auto loans with an APR of 5.89% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have a rate of 8.29% , also showing no change from a week ago. Y–12's auto loan rates range from 5.99% to 6.99% APR today, with no change from 7, 30, or 60 days ago. Rates are down compared to 90 days ago, when they ranged from 6.24% to 7.24% .

🏦 Local Lenders in Germantown, TN

METHODIST HEALTHCARE FEDERAL CREDIT UNION — 7691 POPLAR AVE GERMANTOWN TN 38138
SOUTHEAST FINANCIAL CREDIT UNION — 9265 POPLAR AVE GERMANTOWN TN 38138

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅HEALTHNET FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅FEDTRUST FEDERAL CREDIT UNION

✅SHELBY COUNTY FEDERAL CREDIT UNION

✅TVA MIDSOUTH CREDIT UNION

✅U T CREDIT UNION

✅ORION FEDERAL CREDIT UNION

✅SOUTHERN SECURITY FEDERAL CREDIT UNION

✅OLIVET BAPTIST CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION

✅KIMBERLY CLARK CREDIT UNION

✅BULAB EMPLOYEES FEDERAL CREDIT UNION

✅MEMPHIS CITY EMPLOYEES CREDIT UNION

✅L G W CREDIT UNION

✅NUCOR EMPLOYEES FEDERAL CREDIT UNION

✅DELTA REFINING CO EMP FEDERAL CREDIT UNION

✅UPS EMPLOYEES CREDIT UNION

✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION

✅OWENSBORO FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CNIC EMPLOYEES CREDIT UNION

✅KEMBA DELTA FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

Compare other loan types in Germantown, TN

Why compare Vehicle Loans in Germantown, TN on LendMesh

If you’re searching for the best bank for a low interest car loan in Germantown, TN, it pays to shop around. LendMesh helps you compare offers from multiple lenders, so you can discover better deals and more affordable options tailored to your needs. Take your time exploring rates and terms to find the loan that fits your budget and gets you behind the wheel with confidence.

Stay ahead of changing rates with LendMesh’s subscription service. Simply set your target interest rate, and you’ll receive personalized alerts as soon as offers dip below your goal. Choose weekly or monthly updates packed with expert insights, current trends, and carefully selected loan deals—making it easier than ever for Germantown borrowers to secure the best financing for their next vehicle.

Customers are also interested in:

Best Bank For Low Interest Car Loan