Auto Loans in Germantown, TN 38138

Ready to find the best low-interest car loan in Germantown, TN? Comparing offers from trusted local banks and credit unions helps you save money and get approved quickly—so you can drive off in your dream car without hassle.

Whether you’re buying new or refinancing, Germantown’s lenders offer personalized service and competitive rates. Take a moment to compare your options and choose the loan that fits your budget and lifestyle perfectly.

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APR

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3.84 - 4.59 %

5 Yrs

∞

3.89 - 9.9 %

1 - 15 Yrs

∞

3.95 %

7 Yrs

∞

3.99 - 4.49 %

3 - 7 Yrs

∞

3.99 %

3 - 8 Yrs

∞

4.24 - 5.79 %

3 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

4.34 - 6.24 %

3 - 7 Yrs

∞

4.39 - 16.09 %

0.1 - 7 Yrs

∞

4.49 %

7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. The rate has stayed steady over the past week after rising from earlier months. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Leaders Credit Union has an auto loan rate of 3.99% APR with no change over the past 90 days. Motorcycle loans are at 8.04% APR, also unchanged. Recreational vehicle loans range from 6.49% to 6.99% APR and have stayed steady for the last 60 days.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, and 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR, both also showing no change in the same periods.

🏦 Local Lenders in Germantown, TN

METHODIST HEALTHCARE FEDERAL CREDIT UNION — 7691 POPLAR AVE GERMANTOWN TN 38138
SOUTHEAST FINANCIAL CREDIT UNION — 9265 POPLAR AVE GERMANTOWN TN 38138

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅HEALTHNET FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅FEDTRUST FEDERAL CREDIT UNION

✅SHELBY COUNTY FEDERAL CREDIT UNION

✅TVA MIDSOUTH CREDIT UNION

✅U T CREDIT UNION

✅ORION FEDERAL CREDIT UNION

✅SOUTHERN SECURITY FEDERAL CREDIT UNION

✅OLIVET BAPTIST CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION

✅KIMBERLY CLARK CREDIT UNION

✅BULAB EMPLOYEES FEDERAL CREDIT UNION

✅MEMPHIS CITY EMPLOYEES CREDIT UNION

✅L G W CREDIT UNION

✅NUCOR EMPLOYEES FEDERAL CREDIT UNION

✅DELTA REFINING CO EMP FEDERAL CREDIT UNION

✅UPS EMPLOYEES CREDIT UNION

✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION

✅OWENSBORO FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CNIC EMPLOYEES CREDIT UNION

✅KEMBA DELTA FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

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Why compare Vehicle Loans in Germantown, TN on LendMesh

If you’re searching for the best bank for a low interest car loan in Germantown, TN, it pays to shop around. LendMesh helps you compare offers from multiple lenders, so you can discover better deals and more affordable options tailored to your needs. Take your time exploring rates and terms to find the loan that fits your budget and gets you behind the wheel with confidence.

Stay ahead of changing rates with LendMesh’s subscription service. Simply set your target interest rate, and you’ll receive personalized alerts as soon as offers dip below your goal. Choose weekly or monthly updates packed with expert insights, current trends, and carefully selected loan deals—making it easier than ever for Germantown borrowers to secure the best financing for their next vehicle.

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