Vehicle Loans in Germantown, TN

Ready to find the best low-interest car loan in Germantown, TN? Comparing offers from trusted local banks and credit unions helps you save money and get approved quickly—so you can drive off in your dream car without hassle.

Whether you’re buying new or refinancing, Germantown’s lenders offer personalized service and competitive rates. Take a moment to compare your options and choose the loan that fits your budget and lifestyle perfectly.

NewUsed

Filters

Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
tvfcu
4.39 - 16.99 %
5.3 - 7 Yrs
∞
firstsouth
4.49 %
7 Yrs
∞
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
∞
affinityplus
4.74 %
3 - 7 Yrs
∞
redfcu
4.75 %
5 - 8 Yrs
∞
cccu
4.84 - 5.94 %
3 - 7 Yrs
∞
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Tennessee Valley has auto loan rates ranging from 4.39% to 18% APR, with no change over the past 7 and 30 days. Their recreational loans also stay steady at 6.99% to 13.99% APR during the same periods. Other loan rates remain unchanged as well. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, and 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR, both also showing no change in the same periods.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.49% and 6.99% APR, showing no change from both 7 and 30 days ago. Recreational loan rates are 6.49% APR, also with no change from 7 and 30 days ago.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

🏦 Local Lenders in Germantown, TN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

Compare other loan types in Germantown, TN

Why compare Vehicle Loans in Germantown, TN on LendMesh

If you’re searching for the best bank for a low interest car loan in Germantown, TN, it pays to shop around. LendMesh helps you compare offers from multiple lenders, so you can discover better deals and more affordable options tailored to your needs. Take your time exploring rates and terms to find the loan that fits your budget and gets you behind the wheel with confidence.

Stay ahead of changing rates with LendMesh’s subscription service. Simply set your target interest rate, and you’ll receive personalized alerts as soon as offers dip below your goal. Choose weekly or monthly updates packed with expert insights, current trends, and carefully selected loan deals—making it easier than ever for Germantown borrowers to secure the best financing for their next vehicle.

Customers are also interested in:

Best Bank For Low Interest Car Loan