Vehicle Loans in Memphis, TN

Looking for a car loan in Memphis, TN? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting the right loan is easier than ever when you shop smart.

Memphis drivers deserve quick approvals and friendly service. By comparing multiple vehicle loan options, you can save money and drive away with confidence, knowing you’ve chosen a loan tailored to your needs and local community.

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Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
tvfcu
4.39 - 16.99 %
5.3 - 7 Yrs
firstsouth
4.49 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
redfcu
4.75 %
5 - 8 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Tennessee Valley has auto loan rates ranging from 4.39% to 18% APR, with no change over the past 7 and 30 days. Their recreational loans also stay steady at 6.99% to 13.99% APR during the same periods. Other loan rates remain unchanged as well. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, and 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR, both also showing no change in the same periods.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.49% and 6.99% APR, showing no change from both 7 and 30 days ago. Recreational loan rates are 6.49% APR, also with no change from 7 and 30 days ago.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

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Why compare Vehicle Loans in Memphis, TN on LendMesh

If you’re searching for a car auto loan in Memphis, TN, it pays to keep exploring your options. LendMesh lets you compare rates from multiple lenders side by side, helping you find better deals and potentially lower payments. Take your time reviewing offers from trusted banks and credit unions so you can confidently choose the loan that fits your budget and goals.

To stay on top of the best auto loan deals in Memphis, consider subscribing to LendMesh alerts. Just set your target rate—say 4% or 5%—and get notified the moment offers dip below your preferred threshold. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and curated loan options, all designed to help you save money and drive away happy.

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