Vehicle Loans in Memphis, TN

Looking for a car loan in Memphis, TN? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting the right loan is easier than ever when you shop smart.

Memphis drivers deserve quick approvals and friendly service. By comparing multiple vehicle loan options, you can save money and drive away with confidence, knowing you’ve chosen a loan tailored to your needs and local community.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
orionfcu
3.95 %
7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
leaderscu
3.99 %
3 - 8 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
firstsouth
4.49 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. The rate has stayed steady over the past week after rising from earlier months. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Leaders Credit Union has an auto loan rate of 3.99% APR with no change over the past 90 days. Motorcycle loans are at 8.04% APR, also unchanged. Recreational vehicle loans range from 6.49% to 6.99% APR and have stayed steady for the last 60 days.

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, or 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR; both have stayed steady during the same periods. The auto loan range from 90 days ago was between 4.49% and 10.35% .

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Why compare Vehicle Loans in Memphis, TN on LendMesh

If you’re searching for a car auto loan in Memphis, TN, it pays to keep exploring your options. LendMesh lets you compare rates from multiple lenders side by side, helping you find better deals and potentially lower payments. Take your time reviewing offers from trusted banks and credit unions so you can confidently choose the loan that fits your budget and goals.

To stay on top of the best auto loan deals in Memphis, consider subscribing to LendMesh alerts. Just set your target rate—say 4% or 5%—and get notified the moment offers dip below your preferred threshold. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and curated loan options, all designed to help you save money and drive away happy.

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