Vehicle Loans in Charlotte, NC

Looking for cheap car finance in Charlotte, NC? Compare local loan offers from trusted lenders who know our community and offer low rates tailored to your budget. Whether new or used, finding the right loan has never been easier or more affordable.

Get quick approvals and friendly service from Charlotte’s credit unions and banks that put you first. Save time and money by comparing your options side-by-side—so you can drive away with confidence and keep more cash in your pocket.

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Lender
APR
Term
Link
Info
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
foundersfcu
4.25 - 17.75 %
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
sharonview
4.49 %
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
deereemployeescu
4.59 %
5 - 6 Yrs
allegacy
4.69 - 5.85 %
0.1 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Founders has auto loan rates ranging from 4.25% to 17.75% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 18% APR, also unchanged from 7 and 30 days ago and up from 30 and 60 days ago.

Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Sharonview's auto loans with a 4.49% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans also have a 4.49% APR with no change over the same periods. Recreational loans carry a 9.74% APR, remaining steady compared to the past month.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. Allegacy's auto loans with APRs ranging from 4.69% to 7.64% , and motorcycle loans with rates between 7.75% and 8.25% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available, with APRs from 10% to 11.5% , remaining steady over the same periods.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

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