Vehicle Loans in Charlotte, NC

Looking for cheap car finance in Charlotte, NC? Compare local loan offers from trusted lenders who know our community and offer low rates tailored to your budget. Whether new or used, finding the right loan has never been easier or more affordable.

Get quick approvals and friendly service from Charlotte’s credit unions and banks that put you first. Save time and money by comparing your options side-by-side—so you can drive away with confidence and keep more cash in your pocket.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
ncsecu
3.75 - 9.25 %
3 - 8 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
sdfcu
3.99 %
3 - 7 Yrs
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
truliantfcu
3.99 - 17.99 %
3 - 8 Yrs
revfcu
4 - 6.25 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter has auto loan rates ranging from 3.39% to 5.14% APR today, with no change from 7 days ago but down from 30 and 60 days ago. Recreational loan rates are between 5.44% and 6.44% APR, showing no change from both 7 and 30 days ago.

State Employees' vehicle loan rates for autos range from 3.75% to 10.25% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Truliant's auto loan rates range from 3.99% to 17.99% APR with no change from 7 or 30 days ago. Motorcycle loans have rates between 10.49% and 18% APR, also showing no change over the past 7 and 30 days. Recreational loan rates remain steady at 10.49% to 18% APR compared to a week and a month ago. Rev's auto loans with APRs ranging from 4% to 6.5% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.75% and 7.25% , and recreational loans range from 6.75% to 7.75% , both also unchanged over the past 7 and 30 days.

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Why compare Vehicle Loans in Charlotte, NC on LendMesh

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