Vehicle Loans in Richmond, VA

Looking for the best used car lenders in Richmond, VA? Compare offers from trusted local banks and credit unions to find low rates and fast approvals tailored to your needs. It’s simple, quick, and helps you get behind the wheel without the hassle.

Richmond drivers deserve loan options that fit their budget and goals. By comparing multiple lenders in one place, you can save money and drive away confident in your choice. Start your car loan search today and turn your next ride into reality.

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Lender
APR
Term
Link
Info
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
lfcu
5 - 8.5 %
3 - 10 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
bayportcu
5.39 - 17.99 %
1 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
langleyfcu
5.5 - 6.74 %
1 - 6.2 Yrs
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
freedomfirst
6.24 %
7 Yrs
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Newport News Shipbuilding Employees has auto loan rates ranging from 4.99% to 17.99% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Langley has auto loan rates ranging from 5.5% to 6.74% APR, which are unchanged from 7 and 30 days ago but higher than 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady from 7 days ago but up from 30 days ago. Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Freedom First has an auto loan with an APR of 6.24% today, unchanged from 7 and 30 days ago but up from 60 and 90 days ago. The rate has increased since then, while it has stayed steady over the past month.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

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