Welcome to peoples-advantage, a trusted financial institution established in 1966 with a commitment to serving our community and military members. Headquartered in Petersburg, VA, we take pride in our mission to empower individuals through accessible financial solutions that foster growth and security. Under the leadership of CEO Amanda Habansky and Board President Michael Koch, we strive to create an environment where every member feels valued and supported on their financial journey.

At peoples-advantage, we understand the importance of modern banking tools in today’s fast-paced world. That's why we offer a comprehensive suite of services, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization for your convenience. We are proud to be federally insured by the NCUA since 3/15/1971 0:00, ensuring that your deposits are safe and secure. With total assets exceeding 98 million dollars and a focus on member-first service, we invite you to explore how peoples-advantage can help you achieve your financial goals. For more information, visit us at http://peoplesadvfcu.org or reach out via fax at (804) 748-5683.

At Peoples Advantage, we understand that managing your finances is a journey, and we're here to support you every step of the way. Our comprehensive suite of services includes everything from personal banking options like checking and savings accounts to specialized auto loans and mortgage refinancing. For small businesses, we offer tailored business banking solutions, including merchant services and business loans. With our commitment to accessibility, you can conveniently manage your finances through our online banking platform and mobile application. Whether you're making person-to-person transfers or utilizing our mobile payments feature, we ensure that your banking experience is seamless and efficient.

Digital access is at the forefront of our mission to empower members in achieving their financial goals. With tools such as e-statements and e-signatures, you can easily stay on top of your accounts without the hassle of paper documents. Our online banking services provide you with real-time insights into your spending habits and savings growth, helping you plan for life's milestones with confidence. If you're looking to compare loan rates or explore various financing options, our loan aggregator partner offers a user-friendly way to evaluate different lending solutions tailored to your needs. To learn more about membership eligibility, please visit . Should you have any questions or require personalized support, feel free to reach out to us at (804) 748-5683—we're always ready to assist you on your financial journey.

At Peoples Advantage, we pride ourselves on being a trusted and valuable financial partner for our community. With a total membership of 9,326, we have built strong relationships and fostered a sense of belonging among our members. Our commitment to sound financial practices is reflected in our impressive total assets, which stand at 98,441,286. This robust foundation allows us to effectively serve our members' needs while ensuring their deposits are well-protected; our total deposits amount to 7,318,579, a clear indicator of the trust placed in us.

Our financial stability is further underscored by our net worth of 22,414,515 and a remarkable net worth ratio of 2,272, highlighting our resilience in an ever-changing economic landscape. Although we aim for continuous improvement, it's important to note that our operations currently reflect a net income of 0, showing our dedication to responsible growth and sustainability.

As a member-focused institution, we understand the significance of providing diverse lending options. We are proud to offer a variety of loans tailored to meet different needs, demonstrated by our total loans and leases reaching 6,175. Our auto loan volume alone stands at 2,342, showcasing our commitment to supporting members in their vehicle financing needs. While we currently do not offer commercial loans, we remain focused on personal banking solutions that empower individuals and families.

With a team of dedicated professionals totaling 40, we strive to provide exceptional service that embodies the values of transparency and community impact. As your financial partner, we are here to guide you through your financial journey, ensuring you have access to the resources necessary for success.

We invite you to explore how Peoples Advantage can meet your financial needs with confidence and ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.