Auto Loans in Buffalo, NY 14210

Searching for the best car loan APR in Buffalo, NY? Compare offers from trusted local lenders to find low rates and flexible terms that fit your budget. Getting behind the wheel of your next car is easier when you know you’re getting a great deal.

Buffalo drivers deserve quick approvals and friendly service from lenders who understand our community. Take a few minutes to compare vehicle loan options and start your journey toward owning the car you want—without the hassle or high costs.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.99 - 5.99 %

1 - 7 Yrs

∞

3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.74 - 5.49 %

2 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 4.99 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Sunmark's auto loan rates range from 3.74% to 5.49% APR today, which is down from 7 and 30 days ago. Recreational loan rates stay the same at 8.24% to 10.24% APR over the past 7 and 30 days.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Broadview's auto loan rates range from 4.24% to 8.24% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loan rates are 6.24% APR and have stayed the same over the past 7 and 30 days.

🏦 Local Lenders in Buffalo, NY

RADIUS CREDIT UNION — 2111 SENECA ST BUFFALO NY 14210

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Erie County, NY

✅THE SUMMIT FEDERAL CREDIT UNION

✅NORTH TOWNS FEDERAL CREDIT UNION

✅GOOD NEIGHBORS FEDERAL CREDIT UNION

✅LAKE SHORE FEDERAL CREDIT UNION

✅CADETS FEDERAL CREDIT UNION

✅SENECA NATION OF INDIANS FEDERAL CREDIT UNION

✅FINANCIAL TRUST FEDERAL CREDIT UNION

✅MERIDIA COMMUNITY FEDERAL CREDIT UNION

✅CORNERSTONE COMMUNITY 11723 CREDIT UNION

✅MOOG EMPLOYEES FEDERAL CREDIT UNION

✅GREAT ERIE FEDERAL CREDIT UNION

✅UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION

✅GRIFFITH INSTITUTE EMPLOYEES FEDERAL CREDIT UNION

✅LOCAL 41 IBEW CREDIT UNION

✅BECCO BUFFALO FEDERAL CREDIT UNION

✅DUNLOP EMPLOYEES FEDERAL CREDIT UNION

✅LINTON FEDERAL CREDIT UNION

✅BUFFALO POLICE FEDERAL CREDIT UNION

✅BUFFALO METROPOLITAN FEDERAL CREDIT UNION

✅BROADVIEW FEDERAL CREDIT UNION

✅ERIE COUNTY EMPLOYEES CREDIT UNION

✅ST JOHN UNITED CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅EMPIRE ONE FEDERAL CREDIT UNION

✅BUFFALO CONRAIL FEDERAL CREDIT UNION

✅RADIUS CREDIT UNION

✅KALEIDA HEALTH FEDERAL CREDIT UNION

✅ONE CREDIT UNION OF NY CREDIT UNION

✅CROSSROADS COMMUNITY FEDERAL CREDIT UNION

✅SISTERS HOSPITAL EMPLOYEES CREDIT UNION

✅GREATER WOODLAWN FEDERAL CREDIT UNION

✅WESTERN DIVISION FEDERAL CREDIT UNION

✅AMHERST FEDERAL CREDIT UNION

✅MORTON LANE FEDERAL CREDIT UNION

✅MARYVALE SCHOOLS FEDERAL CREDIT UNION

✅AFGM ENTERPRISES FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

✅WESTERN NEW YORK FEDERAL CREDIT UNION

✅TONAWANDA COMMUNITY FEDERAL CREDIT UNION

✅SJP FEDERAL CREDIT UNION

✅KENMORE N Y TEACHERS CREDIT UNION

✅CIRCUIT FEDERAL CREDIT UNION

✅SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNION

✅TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION

✅NIAGARA FALLS A F FEDERAL CREDIT UNION

✅SWEET HOME FEDERAL CREDIT UNION

✅BOULEVARD FEDERAL CREDIT UNION

✅YOUR CHOICE FEDERAL CREDIT UNION

✅ARMSTRONG CO FEDERAL EMP CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅C S P EMPLOYEES FEDERAL CREDIT UNION

✅HAVERHILL FIRE DEPARTMENT CREDIT UNION

✅WILLIAMSVILLE FEDERAL CREDIT UNION

✅HOLY FAMILY PARMA FEDERAL CREDIT UNION

✅AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Buffalo, NY

Why compare Vehicle Loans in Buffalo, NY on LendMesh

If you’re searching for the best car loan APR in Buffalo, NY, it pays to keep exploring your options. LendMesh lets you compare offers from multiple lenders side by side, helping you uncover better deals and potentially lower rates. Taking a little extra time to review these options can make a big difference in your monthly payments and save you money over the life of your loan.

To stay ahead in Buffalo’s competitive market, consider subscribing to LendMesh’s personalized alerts. Just set your target APR—whether it’s 5%, 4%, or even lower—and we’ll notify you as soon as offers match your goal. You’ll also receive weekly or monthly updates with expert insights, loan trends, and hand-picked deals, all designed to keep you informed and confident in your car loan decision.

Customers are also interested in:

Best Car Loan Apr