Vehicle Loans in Utica, NY

Looking for low car payments in Utica, NY? Compare offers from local lenders who understand your needs and deliver fast approvals, so you can drive away with confidence without breaking the bank.

Whether you’re buying new, used, or refinancing, Utica’s trusted credit unions and banks offer competitive rates tailored to our community. Start comparing today and find a vehicle loan that fits your budget and lifestyle.

NewUsed

Filters

Lender
APR
Term
Link
Info
dupaco
5.19 - 5.59 %
4 - 7 Yrs
∞
sfcuonline
5.19 %
5 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
jovia
5.28 - 7.07 %
1 - 8 Yrs
∞
greylock
5.29 %
6 Yrs
∞
hvcu
5.34 %
∞
corningcu
5.49 - 17.74 %
∞
visionsfcu
5.49 %
7 Yrs
∞
bethpagefcu
5.53 %
5 - 8 Yrs
∞
kinecta
5.54 - 6.19 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods. Sidney's auto loan rate is 5.19% APR today, which is up from 7 and 30 days ago. The motorcycle loan rate is 6.19% APR today, showing no change from 7 days ago but up from 30 days ago. Usalliance's auto loan rates range from 5.24% to 6.99% APR today. These rates have shown no change compared to 7 and 30 days ago.

Jovia Financial's auto loan rates range from 5.28% to 7.07% APR today. These rates show no change compared to 60 and 90 days ago. Greylock's auto loans with APRs ranging from 5.29% to 7.54% , showing no change from 7, 30, or 90 days ago. Recreational vehicle loans have rates between 8.14% and 10.39% , which have also stayed the same over the past 7, 30, and 90 days. Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago.

Corning's auto loan rates range from 5.49% to 17.74% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.74% APR, up from 6.49% thirty days ago. Recreational loans range from 7.24% to 8.99% APR, also up compared to 30 days ago. Visions's auto loans with APRs ranging from 5.49% to 9.99% , which have stayed the same over the past 7 and 30 days but are down from 90 days ago. Recreational loan rates range from 10.74% to 11.24% and have not changed in the last 7, 30, or 60 days.

Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7 and 30 days ago. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

🏦 Local Lenders in Utica, NY

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🏘️ All the Lenders Available in Oneida County, NY

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