Student Loans in Palo Alto, CA

Looking for the best fixed student loan rates in Palo Alto, CA? Compare offers from trusted local lenders to find low rates and repayment plans that fit your budget. It’s easy to get started and make smart choices for your education funding.

Whether you’re a student or a parent, finding the right loan can make all the difference. Explore options tailored to Palo Alto families, with friendly service and clear terms that help you focus on what matters most—your future.

NewRefinance

Filters

Lender
APR
Term
Link
Info
cefcu
7.5 %
∞
dupaco
7.5 - 10.02 %
∞
nasafcu
7.75 - 18 %
25 Yrs
∞
southlandcu
7.99 - 15 %
∞
bcu
8.1 - 8.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans with APRs ranging from 7.99% to 14.75% and Undergraduate Variable Rate loans ranging from 8.24% to 15% . These rates have no recorded changes from 7 or 30 days ago. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Palo Alto, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Santa Clara County, CA

✅STAR ONE CREDIT UNION
✅MERIWEST CREDIT UNION
✅SRI FEDERAL CREDIT UNION
✅PREMIER ONE CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅STANFORD FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅MONTERRA CREDIT UNION
✅SANTA CLARA COUNTY CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅MISSION CITY FEDERAL CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅KEYPOINT CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅COMMONWEALTH CENTRAL CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅EXCITE CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SELFHELP CREDIT UNION

Compare other loan types in Palo Alto, CA

Why compare Student Loans in Palo Alto, CA on LendMesh

If you’re searching for the best fixed student loan rates in Palo Alto, CA, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates tailored to your unique needs. Taking the time to shop around can make a real difference in managing your student loan costs and finding options that fit your budget.

Consider subscribing to LendMesh for personalized alerts that match your target rates, whether it’s 5%, 4%, or another goal. With weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals right in your inbox. Thousands of borrowers in Palo Alto rely on these timely notifications to stay informed and seize the best opportunities as soon as they arise.

Customers are also interested in:

Best Fixed Student Loan Rates