Personal Loans in Palo Alto, CA

Looking for easy loans in Palo Alto without a credit check? Compare personal loan offers from trusted local lenders to find fast, flexible funding that fits your needs—no hassle, no stress.

Whether it’s an emergency or a big purchase, you can get quick approval and support right here in Palo Alto, CA. Start comparing today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
∞
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
∞
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
safe1
7.9 - 25.49 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Palo Alto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
STANFORD FEDERAL CREDIT UNION
525 UNIVERSITY AVE PALO ALTO CA 94301
ATM
P2P
E-Statements
E-Signature
Assets: $4,317,017,202
Deposits: $641,485,762
Net Worth: $445,642,748
Employees: 248
Members: 90,629

🏘️ All the Lenders Available in Santa Clara County, CA

✅STAR ONE CREDIT UNION
✅MERIWEST CREDIT UNION
✅SRI FEDERAL CREDIT UNION
✅PREMIER ONE CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅STANFORD FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅MONTERRA CREDIT UNION
✅SANTA CLARA COUNTY CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅MISSION CITY FEDERAL CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅KEYPOINT CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅COMMONWEALTH CENTRAL CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅EXCITE CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SELFHELP CREDIT UNION

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