Student Loans in Memphis, TN

Looking for the best student loans in Memphis, TN? Compare local offers designed to fit your budget and help you pay for school without the stress. You deserve options that work for you, right here in your community.

Memphis students and families trust loans with flexible repayment plans and competitive rates. Start comparing today to find the right fit for your education goals and make your college dreams a reality.

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.24 - 12.99 %
∞
navyfederal
4.45 - 4.77 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
y12fcu
5.14 - 12 %
15 Yrs
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months. Y–12's private student loans with variable rates ranging from 5.14% to 12% and fixed rates from 5.64% to 12% . The refinance loans have the same rate ranges for both variable and fixed. There is no rate change compared to 7 or 30 days ago.

Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

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