Student Loans in Memphis, TN

Looking for the best student loans in Memphis, TN? Compare local offers designed to fit your budget and help you pay for school without the stress. You deserve options that work for you, right here in your community.

Memphis students and families trust loans with flexible repayment plans and competitive rates. Start comparing today to find the right fit for your education goals and make your college dreams a reality.

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
y12fcu
5.14 - 12 %
15 Yrs
leaderscu
5.99 - 12 %
dcu
6.25 - 14.5 %
altra
6.49 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Y–12's private student loans with variable rates ranging from 5.14% to 12% and fixed rates from 5.64% to 12% . The refinance loans have the same rate ranges for both variable and fixed. There is no rate change compared to 7 or 30 days ago.

Leaders Credit Union has variable student loan rates ranging from 5.99% to 12% APR today. These rates are unchanged from both 7 and 60 days ago. The credit union's variable rates remain steady over this period. Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months.

Altra's Private Student Loans with fixed rates have an APR of 6.49% today. This rate is unchanged from 60 and 90 days ago. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago. Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% and fixed rates from 7.77% to 10.02% . Both the variable and fixed rates are unchanged from 30 and 60 days ago.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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Why compare Student Loans in Memphis, TN on LendMesh

If you're searching for the best student loans available in Memphis, TN, take your time exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and find loans that fit your budget and goals. With a clear view of what's out there, you can make confident choices that support your education without unnecessary costs.

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