Student Loans in Gaithersburg, MD

Looking for affordable student loan rates in Gaithersburg, MD? Compare offers from trusted lenders to find the best fit for your budget and goals. We make it easy to see your options side by side, so you can choose a loan that works for you.

Stay local and save with loans designed for Gaithersburg students. With flexible terms and clear support, these loans help you focus on what matters—your education and future success—without the stress of confusing fine print.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
patriotfcu
1.95 - 17.64 %
∞
pbcu
1.95 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.64 %
7 Yrs
∞
firstfinancial
4.24 - 11.25 %
∞
university-credit-union
4.74 - 15 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Patriot's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago, 2.39% to 17.49% thirty days ago, and 2.89% to 17.49% sixty days ago.

Point Breeze's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and lower than 2.89% to 17.49% sixty days ago. The variable version of this loan ranges from 3.62% to 16.83% , unchanged from seven days ago but up from 3.62% to 16.25% sixty days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate.

Custom–Choice has a Fixed Student Loan with rates ranging from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Its Variable Student Loan ranges from 3.65% to 17.64% , which is steady from 7 days ago but up from 30, 60, and 90 days ago. First Financial Of Maryland has variable rates ranging from 4.24% to 11.25% , unchanged from 7 and 60 days ago. Fixed rates are between 4.74% and 10.25% , also steady compared to 7 and 60 days prior. Their refinance loans include fixed rates from 4.5% to 9% and variable rates from 5.5% to 10.5% .

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

🏦 Local Lenders in Gaithersburg, MD

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Montgomery County, MD

✅NORTHWEST FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅KOREAN CATHOLIC FEDERAL CREDIT UNION
✅EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION
✅STATE EMPLOYEES CU OF MARYLAND INC CREDIT UNION
✅CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅SKYPOINT FEDERAL CREDIT UNION
✅CAPITAL AREA REALTORS FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION
✅MIDATLANTIC CREDIT UNION
✅SIGNAL FINANCIAL FEDERAL CREDIT UNION
✅NYMEO FEDERAL CREDIT UNION
✅MVP POSTAL AND PRINTING FEDERAL CREDIT UNION
✅MT JEZREEL CREDIT UNION
✅MNCPPC FEDERAL CREDIT UNION
✅FEDFINANCIAL FEDERAL CREDIT UNION
✅DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION
✅HEMA FEDERAL CREDIT UNION

Compare other loan types in Gaithersburg, MD

Why compare Student Loans in Gaithersburg, MD on LendMesh

If you’re searching for cheap student loan rates in Gaithersburg, MD, it’s wise to keep exploring all your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you uncover better deals and lower rates without any pressure. Taking the time to review offers ensures you find a loan that fits your budget and supports your educational goals.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the Gaithersburg student loan market. Simply set your target interest rate, and we’ll notify you when offers fall below that threshold. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—helping you make informed decisions every step of the way.

Customers are also interested in:

Cheap Student Loan Rates