Welcome to hema, where our commitment to serving the community has been unwavering since our establishment in 1969. Headquartered in the vibrant city of Silver Spring, MD, we pride ourselves on fostering a culture of financial empowerment and trust among our members. Under the leadership of CEO Thomas Mather and Board President Andrea Edmonds, we strive to provide personalized banking solutions that cater to the diverse needs of our members, including military personnel and local residents.

As an NCUA-insured credit union since 1/3/1972 0:00, your deposits with us are protected, ensuring peace of mind as you navigate your financial journey. While we may not currently offer advanced features such as online banking, mobile applications, or electronic payments, our dedicated team is always ready to assist you in exploring traditional banking services like personal loans, auto financing, and business banking. We invite you to learn more about how we can support your financial goals by visiting our website at http://hemafcu.org or contacting us directly at (301) 495-0764. At hema, we believe in a member-first approach that prioritizes accessibility and trust, making us your reliable partner in achieving financial success.

At Hema Federal Credit Union, we pride ourselves on offering a diverse array of financial services designed to meet the unique needs of our members. From personal banking solutions such as checking and savings accounts to auto loans and vehicle financing, we provide the tools necessary for managing everyday banking effectively. Our mortgage loans and refinancing options cater to those looking to secure their dream homes or improve their current living situations. Additionally, we understand the challenges faced by small business owners; that's why we offer business banking services including merchant services and business loans to help you grow your enterprise. With credit cards that come with rewards, members can enjoy added benefits while managing their expenses.

In today’s digital age, accessibility is key, and at Hema Federal Credit Union, we are committed to providing seamless online and mobile banking experiences. While our current offerings do not include mobile applications or person-to-person transfers, we still ensure that our members have access to essential services like e-statements and electronic signatures whenever applicable. These tools empower our members to efficiently manage their finances from anywhere, making it easier to plan for life milestones or streamline business operations. For those interested in membership eligibility, more information can be found at . Furthermore, if you're considering various loan options or want to compare rates, check out https://www.lendmesh.com/loans/vehicle_loans for valuable insights.

For personalized support or inquiries about your financial needs, feel free to reach out via fax at (301) 495-0764. At Hema Federal Credit Union, we are dedicated to providing you with exceptional service tailored to your financial journey.

Hema Federal Credit Union stands out as a trusted and valuable financial partner for its members in Maryland. With a total membership of 1,886, Hema has built a robust community that trusts its financial expertise and personalized service. The credit union boasts impressive total assets amounting to 17,730,739, reflecting its strong position in the market and ability to support a diverse range of financial needs.

The foundation of Hema’s credibility lies in its financial stability, highlighted by a net worth of 1,649,675 and a remarkable net worth ratio of 930. This signifies not only resilience but also a commitment to responsible management of resources, ensuring that members' funds are safeguarded effectively. Furthermore, the credit union's total deposits reaching 2,008,593 demonstrate the trust that members place in Hema as their primary financial institution.

Hema Federal Credit Union is also dedicated to supporting its members through lending, with total loans and leases amounting to 452. This enables the credit union to provide essential services such as auto loans—where it maintains an impressive auto loan volume of 184—and credit card offerings with a current volume of 272. The credit union's focus on understanding member needs allows it to deliver tailored solutions that foster financial well-being.

With just 2 employees, Hema emphasizes quality over quantity in its approach to service delivery. Each employee is committed to enhancing member experiences through attentive customer service and knowledgeable advice. As part of its dedication to transparency and impact, Hema Federal Credit Union consistently reviews performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

If you’re looking for competitive loan options that cater specifically to your financial needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover how Hema Federal Credit Union can help you achieve your goals.