Welcome to point-breeze, where our commitment to financial empowerment and community service has been at the forefront since our establishment in 1935. Under the leadership of CEO Tonia Niedzialkowski and Board President Donald Gundlach, we strive to foster a welcoming environment that prioritizes the needs of our members. Located in beautiful Hunt Valley, MD, we are proud to be a trusted institution, insured by the NCUA since 8/9/1985 0:00.

At point-breeze, we understand that modern banking requires not only reliability but also innovation. That's why we offer a suite of cutting-edge services designed for your convenience, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. Our focus on accessibility ensures that you can manage your finances anytime and anywhere. With a dedicated team ready to assist you, we invite you to explore how we can support your financial journey. For more information about our offerings and services, please visit us at https://www.pointbreeze.com/ or reach out via fax at (410) 771-8491.

At point-breeze, we understand that financial needs vary from person to person, which is why we offer a comprehensive range of services designed to support our members in every stage of life. Whether you're looking for personal banking solutions like checking and savings accounts, or you need assistance with larger goals such as purchasing a home or financing a vehicle, our offerings include mortgage loans, auto loans, and personal loans tailored to fit your unique circumstances. For small business owners, we provide business banking services that encompass merchant services and business loans, ensuring your entrepreneurial journey is well-supported.

In today’s fast-paced world, having convenient access to your finances is essential. That's why point-breeze has embraced digital solutions such as robust online banking and a user-friendly mobile application. Members can effortlessly manage their accounts on the go, utilize person-to-person transfers for quick payments to friends and family, enjoy the ease of mobile payments, and access e-statements for streamlined record-keeping. With electronic signatures also available, applying for loans or managing documents has never been easier. We are committed to empowering our members with the tools they need to manage their everyday banking effectively while planning for significant life milestones. If you’re curious about membership eligibility or want to explore the best loan options available to you, visit or check out rate comparisons at https://www.lendmesh.com/loans/vehicle_loans . For any personalized support or inquiries, feel free to reach out via fax at (410) 771-8491; our dedicated team is here to assist you every step of the way.

Point Breeze is more than just a credit union; it is a trusted financial partner deeply rooted in the community since 1935. With a robust Total Membership of 65,013, Point Breeze has established itself as a reliable choice for individuals seeking personalized financial services. The credit union boasts impressive Total Assets of 923,572,766, reflecting its strong financial foundation and stability.

The organization’s commitment to excellence is further highlighted by its healthy Net Worth of 126,795,421, allowing it to provide competitive products and services while maintaining financial security for its members. In terms of deposits, Point Breeze has accumulated Total Deposits amounting to 58,828,008, demonstrating the trust that members place in the institution. Additionally, with Total Loans and Leases reaching 22,829, Point Breeze effectively supports its members' diverse borrowing needs, from personal loans to vehicle financing.

Employing a dedicated team of Total Employees numbering 127, Point Breeze emphasizes personalized service and member satisfaction. This dedication is reflected in their impressive Net Worth Ratio of 1,373, showcasing the credit union's solid financial health relative to its size. The credit union's engagement in lending activities includes a significant Credit Card Loan Volume of 4,089 and an extensive Auto Loan Volume of 12,146, catering to various financial needs while also participating actively in commercial lending with a portfolio comprising Commercial Loans totaling 140.

Point Breeze remains transparent about its performance metrics, ensuring that members are well-informed about their financial institution. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

If you're looking to explore your financing options, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored for your needs.