POINT BREEZE CREDIT UNION - Owings Mills, MD

At Point Breeze, we believe in building lasting relationships with our members and the community. Located at 10110 Reisterstown Rd, Owings Mills, MD 21117, we are proud to serve over 65,000 members who trust us with their financial needs. Since our establishment in 1935, we have grown to manage a robust portfolio of assets totaling $923,572,766 and have provided loans exceeding 22,829 in number. Our commitment to you is evident not just in our numbers but in the personalized service we offer every day. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 10110 Reisterstown Road, Owings Mills, MD 21117-3815. Under the leadership of CEO Tonia Niedzialkowski and Board President Donald Gundlach, Point Breeze has become a pillar of strength in the Owings Mills community. With a dedicated team of 127 employees, we strive to provide exceptional service across a variety of financial products ranging from personal banking and auto loans to business financing solutions. With total deposits reaching $58,828,008 and a net worth of $126,795,421, we are here to ensure your hard-earned money is secure while helping you achieve your financial goals. Whether you're looking for a new home mortgage or simply want to open a savings account, Point Breeze is ready to assist you. Feel free to reach out to us at 410-584-7228 or visit our website at pointbreeze.com for more information about our services. We invite you to experience the difference that a member-focused credit union can make in your financial journey!

At Point Breeze, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out. If you live, work, or attend school in our service area or have a family member who is already a member, you're likely eligible to join us. Our friendly team is here to help guide you through the process and answer any questions you may have about membership benefits. By joining Point Breeze, you'll enjoy access to personalized banking services, competitive rates on loans and savings, and a commitment to your financial well-being. Ready to take the next step? You can find detailed eligibility criteria at . If you're eager to open an account, just give us a call at (410) 584-7228 or visit us at our branch located at 10110 Reisterstown Rd Owings Mills Md 21117. We look forward to welcoming you into our community!

At Point Breeze, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to provide exceptional services tailored to your needs. With a net worth of $126,795,421, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $168,279,149 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $126,356,905 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,073 in used auto loans and a total of $630,116,199 in loans and leases. Although our current net income is $0, it reflects our commitment to operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 120 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strong financial position is highlighted by the fact that we have a total of 110,588 share accounts, showing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Point Breeze is your trusted partner. Visit us at 10110 Reisterstown Rd Owings Mills Md 21117 or call 410-584-7228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.