Founded in 1955, Educational Systems Federal Credit Union has been steadfast in its mission to empower members through exceptional financial services and community engagement. Located in the heart of Greenbelt, MD, our credit union is led by CEO Girado Smith and Board President Alonia Sharps, who are dedicated to fostering a member-first environment that prioritizes trust and accessibility. As an NCUA-insured institution since 1/4/1971 0:00:00, we ensure the safety and security of your deposits while providing innovative banking solutions tailored to meet the diverse needs of our members.

At Educational Systems, we understand that modern banking requires flexibility and convenience. That’s why we offer a robust suite of digital tools, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization. Whether you're looking to manage your accounts on-the-go or seeking personalized financial advice, our commitment to exceptional service remains unwavering. Explore more about our offerings at https://www.esfcu.org/ or reach us directly at (301) 985-4671 as we continue to serve our vibrant community with dedication and integrity.

At Educational Systems Federal Credit Union, we understand that financial needs can vary widely among our members, and that's why we offer a comprehensive suite of services designed to cater to every aspect of your financial life. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans and vehicle financing, or business banking services such as merchant services and business loans, we have you covered. Our mortgage loans and refinancing options are tailored to help you achieve your homeownership dreams, while our credit cards with rewards provide added value for everyday purchases. With features like ATM & cash withdrawal services available at numerous locations, managing your finances has never been easier.

In today’s fast-paced world, convenience is key. That's why we prioritize digital access through our online banking platform and mobile application, enabling members to manage their accounts anytime, anywhere. Our user-friendly tools like Person-to-Person transfers, mobile payments, e-statements, and electronic signatures enhance your banking experience by providing the flexibility and control you need. Whether you're planning for significant life milestones or seeking to grow a small business, our resources are designed to support you every step of the way. To learn more about membership eligibility or how to join us, visit http://www.esfcu.org/about/membership/join-us . And if you're considering loan options or want to compare rates for the best deals available, check out https://www.lendmesh.com/loans/vehicle_loans for more information.

We're here for you whenever you need assistance or personal support. Feel free to reach out via fax at (301) 985-4671, and let us help you navigate your financial journey with confidence. At Educational Systems Federal Credit Union, we're committed to empowering our members with the tools they need to succeed financially.

At Educational Systems, we pride ourselves on being a trusted financial partner in the community. With a total membership of 90,658, our credit union is dedicated to serving the diverse needs of our members. Our robust financial foundation is reflected in our impressive total assets of 1,295,405,955 and a net worth of 140,570,125, showcasing our commitment to stability and growth.

We understand that financial health is paramount, which is why we focus on responsible lending practices. Our total loans and leases stand at 51,058, providing essential support for personal and business needs alike. Our members trust us with their savings, as evidenced by our substantial total deposits of 82,919,365. This trust enables us to continue fostering economic development within the communities we serve.

With a dedicated team of 204 employees, we are equipped to provide personalized service that meets your financial aspirations. Our net worth ratio of 1,084 indicates our strong capital position, further enhancing your confidence in us as a reliable institution. We are proud to offer a wide range of services tailored to meet the unique demands of our members, including credit card loans with a volume of 9,886 and auto loan offerings totaling 27,622.

While we remain focused on growth, we also acknowledge the importance of transparency and accountability in all our dealings. Our commitment to sound financial management is underscored by our prudent approach, as demonstrated by our total borrowings amounting to 16,500,000. The insights provided in this narrative are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

If you’re ready to take the next step towards achieving your financial goals, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. At Educational Systems, your success is our mission.