EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION

Welcome to Educational Systems, your trusted financial partner located at 7714 Marlboro Pike, Forestville, MD 20747. Since our establishment in 1955, we have been dedicated to serving our community with a range of financial services tailored to meet the needs of our members. With a strong commitment to excellence and reliability, we are proud to support nearly 89,689 members with assets totaling over $1.27 billion. At Educational Systems, we understand that managing finances can sometimes be overwhelming. That's why we offer personalized service and a variety of products, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to empower you on your financial journey while ensuring you feel valued and understood. While members can visit us at 7714 Marlboro Pike, official correspondence should be sent to our mailing address: PO Box 179, Greenbelt, MD 20768. Under the leadership of CEO Girado Smith and Board President Alonia Sharps, our team of 212 employees is here to assist you every step of the way. We take pride in our solid financial foundation, with total deposits reaching $68,017,119 and a net worth of $136,591,321. We invite you to explore all that we offer on our website at www.esfcu.org or give us a call at 301-779-8500. Whether you're looking for a loan or simply want to learn more about how we can help you achieve your financial goals, we're here for you! Visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Let's build a brighter financial future together!

Becoming a member of Educational Systems is like opening the door to a supportive community where your financial needs are our priority. If you live, work, or attend school in the area, you're already on your way to joining us! We welcome individuals who share our commitment to bettering their financial futures and those of their families. At Educational Systems, you'll enjoy personalized services and benefits tailored just for you. To see the detailed eligibility criteria, feel free to check out our resource at http://www.esfcu.org/about/membership/join-us . Starting your membership journey is simple! You can easily open an account with us by visiting this link: http://www.esfcu.org/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to reach out at (301) 779-8500. We're here to help you every step of the way as you become part of our vibrant community at Educational Systems, located right at 7714 Marlboro Pike Forestville Md 20747.

At Educational Systems, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your money is safe and working for you, reflecting our dedication to strong financial practices. With a net worth of $136,591,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,306,034 in share certificates and $114,845,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $285,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,288,848 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,255 in used auto loans and a total of $869,532,467 in loans and leases available across various sectors. Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 212 full-time employees ready to assist you with their knowledge and commitment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Systems is your trusted partner. Visit us at 7714 Marlboro Pike Forestville Md 20747 or call 301-779-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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